📱 Best Mobile Money Loans for KES 3,000,000

Compare 0 mobile money loans that offer KES 3,000,000. Interest rates from 13% to 25% p.a.

Eligible Products

13%

Lowest Rate

KES 3,000,000

Loan Amount

24-48h

Avg. Approval Time

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Mobile Money Loans Offering KES 3,000,000

No mobile money loans currently available for exactly KES 3,000,000.

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Monthly Payment Estimates for KES 3,000,000

Interest Rate	6 Months	12 Months	24 Months	36 Months
12% p.a.	KES 517,645	KES 266,546	KES 141,220	KES 99,643
15% p.a.	KES 522,101	KES 270,775	KES 145,460	KES 103,996
18% p.a.	KES 526,576	KES 275,040	KES 149,772	KES 108,457
21% p.a.	KES 531,068	KES 279,341	KES 154,157	KES 113,025
24% p.a.	KES 535,577	KES 283,679	KES 158,613	KES 117,699

* Estimates based on reducing balance method. Actual EMI may vary based on fees and exact terms.

Requirements for KES 3,000,000 Mobile Money Loans

Basic Requirements

✓Kenyan citizen or resident (ID/Passport)
✓Age 18-65 years (varies by lender)
✓Valid KRA PIN certificate
✓Active mobile money account (M-Pesa)

Income Requirements

→Minimum income: ~KES 750,000/month
→Employed: Payslips or employment letter
→Self-employed: 6+ months bank/M-Pesa statements
→Collateral may be required

FAQs: KES 3,000,000 Mobile Money Loans

Where can I get a KES 3,000,000 loan in Kenya?

You can get a KES 3,000,000 loan from 0+ lenders including . Interest rates start from 15.0% p.a. Compare all options on PesaMarket to find the best rate for your needs.

What is the monthly payment for a KES 3,000,000 loan?

For a KES 3,000,000 loan at 15.0% p.a. over 12 months, you'd pay approximately KES 270,775 per month. Use our EMI calculator for exact figures based on your chosen loan term and interest rate.

What are the requirements for a KES 3,000,000 loan?

Requirements typically include: Kenyan ID/passport, age 18-65, minimum monthly income of KES 900,000 (varies by lender), valid KRA PIN, and good CRB status. Larger amounts may require collateral.

How fast can I get KES 3,000,000?

Digital lenders like Branch and Tala can approve and disburse within 5 minutes for amounts up to KES 50,000. Bank loans for KES 3,000,000 typically take 24-48 hours. M-Pesa loans (Fuliza, KCB M-Pesa) are instant but have lower limits.

Can I get a KES 3,000,000 loan without CRB check?

Most formal lenders check CRB, but some digital lenders like Fuliza and Tala may approve first-time borrowers or those with minor CRB issues. For KES 3,000,000, we recommend improving your CRB status first for better rates and higher approval chances.

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