📱 Best Mobile Money Loans for KES 250,000

Compare 5 mobile money loans that offer KES 250,000. Interest rates from 0.5% to 7.5% p.a.

Eligible Products

0.5%

Lowest Rate

KES 250,000

Loan Amount

24-48h

Avg. Approval Time

Calculate Your Monthly Payments

See exactly how much you'll pay for a KES 250,000 loan

Mobile Money Loans Offering KES 250,000

Best Rate

Taasi Till Business Loan

Safaricom M-Pesa

Interest Rate:

0.5% - 1%p.a.

Loan Range:

KES 1,000 - 250,000

Repayment:

1 - 6 months

Taasi Till Business Loan

Safaricom M-Pesa

Interest Rate:

0.5% - 1%p.a.

Loan Range:

KES 1,000 - 250,000

Repayment:

1 - 6 months

M-Shwari Loan

Safaricom M-Pesa (powered by NCBA)

Interest Rate:

7.5% - 7.5%p.a.

Loan Range:

KES 100 - 1,000,000

Repayment:

1 - 1 months

KCB M-Pesa Loan

Kenya Commercial Bank

Interest Rate:

% - %p.a.

Loan Range:

Monthly Payment Estimates for KES 250,000

Interest Rate	6 Months	12 Months	24 Months	36 Months
12% p.a.	KES 43,137	KES 22,212	KES 11,768	KES 8,304
15% p.a.	KES 43,508	KES 22,565	KES 12,122	KES 8,666
18% p.a.	KES 43,881	KES 22,920	KES 12,481	KES 9,038
21% p.a.	KES 44,256	KES 23,278	KES 12,846	KES 9,419
24% p.a.	KES 44,631	KES 23,640	KES 13,218	KES 9,808

* Estimates based on reducing balance method. Actual EMI may vary based on fees and exact terms.

Requirements for KES 250,000 Mobile Money Loans

Basic Requirements

✓Kenyan citizen or resident (ID/Passport)
✓Age 18-65 years (varies by lender)
✓Valid KRA PIN certificate
✓Active mobile money account (M-Pesa)

Income Requirements

→Minimum income: ~KES 62,500/month
→Employed: Payslips or employment letter
→Self-employed: 6+ months bank/M-Pesa statements
→Usually unsecured for this amount

FAQs: KES 250,000 Mobile Money Loans

Where can I get a KES 250,000 loan in Kenya?

You can get a KES 250,000 loan from 5+ lenders including Safaricom M-Pesa, Safaricom M-Pesa, Safaricom M-Pesa (powered by NCBA). Interest rates start from 7.7% p.a. Compare all options on PesaMarket to find the best rate for your needs.

What is the monthly payment for a KES 250,000 loan?

For a KES 250,000 loan at 7.7% p.a. over 12 months, you'd pay approximately KES 21,712 per month. Use our EMI calculator for exact figures based on your chosen loan term and interest rate.

What are the requirements for a KES 250,000 loan?

Requirements typically include: Kenyan ID/passport, age 18-65, minimum monthly income of KES 75,000 (varies by lender), valid KRA PIN, and good CRB status. Larger amounts may require collateral.

How fast can I get KES 250,000?

Digital lenders like Branch and Tala can approve and disburse within 5 minutes for amounts up to KES 50,000. Bank loans for KES 250,000 typically take 24-48 hours. M-Pesa loans (Fuliza, KCB M-Pesa) are instant but have lower limits.

Can I get a KES 250,000 loan without CRB check?

Most formal lenders check CRB, but some digital lenders like Fuliza and Tala may approve first-time borrowers or those with minor CRB issues. For KES 250,000, we recommend improving your CRB status first for better rates and higher approval chances.

Browse Mobile Money Loans by Amount

Ready to Borrow KES 250,000?

Compare 5 products and find the best rate for your needs. Apply online in minutes.