Kingdom Bank
Compare all 4 products from Kingdom Bank in Kenya. Rates from 0%. Borrow up to Ksh 3,000,000.
Kingdom Bank Pros & Cons
+Pros
- ✓Backed by Co-operative Bank since 2020
- ✓Accepts informal income (M-Pesa)
- ✓Low minimum income of KES 20,000
- ✓No early repayment penalty
- ✓Strong micro-lending heritage (ex-Jamii Bora)
- ✓Earns 2.5% interest p.a.
-Cons
- ✗Limited branch network
- ✗Smaller bank with 17 branches
- ✗Higher top rate of 17%
- ✗Max 4-year tenure is restrictive
- ✗Rebranding transition may confuse customers
- ✗KES 1,000 minimum opening balance
Eligibility Requirements
- ●National ID
- ●KRA PIN
- ●3 months payslips or M-Pesa statements
- ●6 months bank statements
- ●National ID or Passport
- ●KRA PIN certificate
- ●Passport-size photo
- ●Proof of income or employment
- ●Proof of source of funds (for deposits above KES 500,000)
Frequently Asked Questions
What interest rates does Kingdom Bank offer?
Kingdom Bank offers interest rates ranging from 0% to 17% across their 4 products. The exact rate depends on the product type, loan amount, and your credit profile.
What loan amounts are available from Kingdom Bank?
Kingdom Bank offers loan amounts from Ksh 50,000 up to Ksh 3,000,000 depending on the product and your eligibility.
How fast does Kingdom Bank disburse loans?
The fastest disbursement time from Kingdom Bank is 48 hours. Actual processing time varies by product type and application completeness.
Does Kingdom Bank require CRB clearance?
Kingdom Bank does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.
How many products does Kingdom Bank offer on PesaMarket?
Kingdom Bank currently has 4 products listed on PesaMarket across 4 categories: Current Accounts, Fixed Deposits, Personal Loans, Savings Accounts.
Products Available
Compare Kingdom Bank With
Best For
- ✓Micro and small business owners
- ✓Women and youth entrepreneurs
- ✓Informal sector workers
- ✓Co-operative Bank ecosystem customers
- ✓Regular savers
- ✓Emergency fund building
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