GT Bank Kenya

Compare all 4 products from GT Bank Kenya in Kenya. Rates from 0%. Borrow up to Ksh 5,000,000.

Lowest Rate

Ksh 5,000,000

Max Amount

24-48 hours

Fastest Disbursement

Total Products

Personal Loans

Product	Rate	Amount	Turnaround
GT Bank Personal Loan	14% - 16%	Ksh 100,000 - Ksh 5,000,000	24-48 hours	Apply

View all Personal Loans→

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Savings Accounts

Product	Rate	Amount	Turnaround
Guaranty Trust Bank Savings Account	2.5%	N/A	N/A	Apply

View all Savings Accounts→

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Current Accounts

Product	Rate	Amount	Turnaround
Guaranty Trust Bank Current Account	0%	N/A	N/A	Apply

View all Current Accounts→

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Fixed Deposits

Product	Rate	Amount	Turnaround
GT Bank Fixed Deposit Account	5.5% - 8%	N/A	N/A	Apply

View all Fixed Deposits→

GT Bank Kenya Pros & Cons

+Pros

✓Award-winning GTWorld digital platform
✓Fast 24-48 hour disbursement
✓Strong Nigerian diaspora banking
✓No early repayment penalty
✓Clean mobile-first user experience
✓Earns 2.5% interest p.a.

-Cons

✗Limited branch network
✗Smallest branch network in Kenya (under 10 branches)
✗Minimum loan of KES 100K not ideal for small needs
✗Limited brand recognition in Kenyan retail
✗Requires formal employment verification
✗KES 1,000 minimum opening balance

Eligibility Requirements

Minimum Income (Lowest)

Ksh 30,000

CRB Check Required

Not required

Employment Types Accepted

EmployedProfessionalSelf-employed

Required Documents (across all products)

●National ID or passport
●KRA PIN
●3 months payslips
●6 months bank statements
●Employment verification letter
●National ID or Passport
●KRA PIN certificate
●Passport-size photo
●Proof of income or employment
●Proof of source of funds (for deposits above KES 500,000)

Frequently Asked Questions

What interest rates does GT Bank Kenya offer?

GT Bank Kenya offers interest rates ranging from 0% to 16% across their 4 products. The exact rate depends on the product type, loan amount, and your credit profile.

What loan amounts are available from GT Bank Kenya?

GT Bank Kenya offers loan amounts from Ksh 100,000 up to Ksh 5,000,000 depending on the product and your eligibility.

How fast does GT Bank Kenya disburse loans?

The fastest disbursement time from GT Bank Kenya is 24-48 hours. Actual processing time varies by product type and application completeness.

Does GT Bank Kenya require CRB clearance?

GT Bank Kenya does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.