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4 Products๐Ÿ’ผ Current Accounts๐Ÿฆ Fixed Deposits๐Ÿ’ฐ Personal Loans๐Ÿฆ Savings Accounts

DIB Bank Kenya

Compare all 4 products from DIB Bank Kenya in Kenya. Rates from 0%. Borrow up to Kshย 8,000,000.

0%
Lowest Rate
Kshย 8,000,000
Max Amount
3-5 working days
Fastest Disbursement
4
Total Products
4
Categories
0%
Lowest Rate
3-5 working days
Fastest Disbursement
๐Ÿ’ฐ

Personal Loans

1
ProductRate
DIB Murabaha Personal Finance
13% - 15%Apply
๐Ÿฆ

Savings Accounts

1
ProductRate
DIB Bank Savings Account
3.1%Apply
๐Ÿ’ผ

Current Accounts

1
ProductRate
DIB Bank Current Account
0%Apply
๐Ÿฆ

Fixed Deposits

1
ProductRate
DIB Bank Wakala Fixed Term Deposit
5.5% - 8%Apply

DIB Bank Kenya Pros & Cons

+Pros

  • โœ“Sharia-compliant with international Dubai Islamic Bank backing
  • โœ“Lower profit rate starting at 13%
  • โœ“Low 1.5% arrangement fee
  • โœ“High KES 8M ceiling for serious financing needs
  • โœ“Ibra rebate encourages early settlement
  • โœ“Sharia-compliant banking

-Cons

  • โœ—Limited branch network
  • โœ—Requires asset quotation (not pure cash loans)
  • โœ—Very limited Kenya branch network
  • โœ—Higher minimum loan of KES 100K
  • โœ—Sharia compliance requires more documentation
  • โœ—Returns not guaranteed (profit-sharing)

Eligibility Requirements

Minimum Income (Lowest)
Kshย 30,000
CRB Check Required
Not required
Employment Types Accepted
EmployedProfessionalSelf-employedBusiness owner
Required Documents (across all products)
  • โ—National ID or passport
  • โ—KRA PIN
  • โ—3 months payslips
  • โ—6 months bank statements
  • โ—Asset purchase quotation (for Murabaha)
  • โ—National ID or Passport
  • โ—KRA PIN certificate
  • โ—Passport-size photo
  • โ—Proof of income or employment
  • โ—Proof of source of funds (for deposits above KES 500,000)

Frequently Asked Questions

What interest rates does DIB Bank Kenya offer?

DIB Bank Kenya offers interest rates ranging from 0% to 15% across their 4 products. The exact rate depends on the product type, loan amount, and your credit profile.

What loan amounts are available from DIB Bank Kenya?

DIB Bank Kenya offers loan amounts from Kshย 100,000 up to Kshย 8,000,000 depending on the product and your eligibility.

How fast does DIB Bank Kenya disburse loans?

The fastest disbursement time from DIB Bank Kenya is 3-5 working days. Actual processing time varies by product type and application completeness.

Does DIB Bank Kenya require CRB clearance?

DIB Bank Kenya does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.

How many products does DIB Bank Kenya offer on PesaMarket?

DIB Bank Kenya currently has 4 products listed on PesaMarket across 4 categories: Current Accounts, Fixed Deposits, Personal Loans, Savings Accounts.

Apply Now

Visit DIB Bank Kenya to explore their products and apply online.

Visit DIB Bank Kenya

Best For

  • โœ“Islamic banking customers
  • โœ“Muslim customers seeking Sharia finance
  • โœ“Gulf diaspora and UAE-linked business
  • โœ“Asset-backed financing (car, property, equipment)
  • โœ“Large Islamic finance transactions
  • โœ“Sharia-compliant savers

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