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4 Products๐Ÿ’ผ Current Accounts๐Ÿฆ Fixed Deposits๐Ÿ’ฐ Personal Loans๐Ÿฆ Savings Accounts

Access Bank Kenya

Compare all 4 products from Access Bank Kenya in Kenya. Rates from 0%. Borrow up to Kshย 5,000,000.

0%
Lowest Rate
Kshย 5,000,000
Max Amount
24-48 hours
Fastest Disbursement
4
Total Products
4
Categories
0%
Lowest Rate
24-48 hours
Fastest Disbursement
๐Ÿ’ฐ

Personal Loans

1
ProductRate
Access Bank Personal Loan
14% - 16%Apply
๐Ÿฆ

Savings Accounts

1
ProductRate
Access Bank Savings Account
2.8%Apply
๐Ÿ’ผ

Current Accounts

1
ProductRate
Access Bank Current Account
0%Apply
๐Ÿฆ

Fixed Deposits

1
ProductRate
Access Bank Fixed Deposit Account
6% - 8.5%Apply

Access Bank Kenya Pros & Cons

+Pros

  • โœ“Backed by Nigeria's largest bank (scale advantage)
  • โœ“Fast 24-48 hour disbursement
  • โœ“Dedicated women banking program
  • โœ“No early repayment penalty
  • โœ“Strong pan-African network for diaspora
  • โœ“Earns 2.8% interest p.a.

-Cons

  • โœ—Limited branch network
  • โœ—Recent Kenya entry - limited branch network
  • โœ—Still building Kenya brand recognition
  • โœ—Digital platform still maturing
  • โœ—Smaller loan ceiling than Tier 1 banks
  • โœ—KES 1,500 minimum opening balance

Eligibility Requirements

Minimum Income (Lowest)
Kshย 25,000
CRB Check Required
Not required
Employment Types Accepted
EmployedSelf-employedProfessional
Required Documents (across all products)
  • โ—National ID
  • โ—KRA PIN
  • โ—3 months payslips
  • โ—6 months bank statements
  • โ—National ID or Passport
  • โ—KRA PIN certificate
  • โ—Passport-size photo
  • โ—Proof of income or employment
  • โ—Proof of source of funds (for deposits above KES 500,000)

Frequently Asked Questions

What interest rates does Access Bank Kenya offer?

Access Bank Kenya offers interest rates ranging from 0% to 16% across their 4 products. The exact rate depends on the product type, loan amount, and your credit profile.

What loan amounts are available from Access Bank Kenya?

Access Bank Kenya offers loan amounts from Kshย 50,000 up to Kshย 5,000,000 depending on the product and your eligibility.

How fast does Access Bank Kenya disburse loans?

The fastest disbursement time from Access Bank Kenya is 24-48 hours. Actual processing time varies by product type and application completeness.

Does Access Bank Kenya require CRB clearance?

Access Bank Kenya does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.

How many products does Access Bank Kenya offer on PesaMarket?

Access Bank Kenya currently has 4 products listed on PesaMarket across 4 categories: Current Accounts, Fixed Deposits, Personal Loans, Savings Accounts.

Apply Now

Visit Access Bank Kenya to explore their products and apply online.

Visit Access Bank Kenya

Best For

  • โœ“Nigerian and West African diaspora
  • โœ“Women entrepreneurs (W Initiative)
  • โœ“Cross-border business people
  • โœ“Mid-income salaried workers
  • โœ“Regular savers
  • โœ“Emergency fund building

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