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1 Product๐Ÿฆ SACCO Loans

Harambee SACCO

Compare all 1 products from Harambee SACCO in Kenya. Rates from 12%. Borrow up to Kshย 20,000,000.

12%
Lowest Rate
Kshย 20,000,000
Max Amount
3-5 days
Fastest Disbursement
1
Total Products
1
Categories
12%
Lowest Rate
3-5 days
Fastest Disbursement
๐Ÿฆ

SACCO Loans

1
ProductRate
Harambee SACCO Loan
12%Apply

Harambee SACCO Pros & Cons

+Pros

  • โœ“High 4x loan multiplier
  • โœ“Low 12% interest rate
  • โœ“Secure government check-off
  • โœ“Long repayment period
  • โœ“Large loan amounts
  • โœ“Dividend earnings

-Cons

  • โœ—Limited to government employees
  • โœ—Requires 3 guarantors
  • โœ—6 months contribution period
  • โœ—Longer processing time

Eligibility Requirements

CRB Check Required
Not required
Required Documents (across all products)
  • โ—Employment ID
  • โ—National ID
  • โ—6 months payslips
  • โ—Guarantor forms

Frequently Asked Questions

What interest rates does Harambee SACCO offer?

Harambee SACCO offers interest rates from 12% across their product range.

What loan amounts are available from Harambee SACCO?

Harambee SACCO offers loan amounts from Kshย 20,000 up to Kshย 20,000,000 depending on the product and your eligibility.

How fast does Harambee SACCO disburse loans?

The fastest disbursement time from Harambee SACCO is 3-5 days. Actual processing time varies by product type and application completeness.

Does Harambee SACCO require CRB clearance?

Harambee SACCO does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.

How many products does Harambee SACCO offer on PesaMarket?

Harambee SACCO currently has 1 products listed on PesaMarket across 1 category: SACCO Loans.

Apply Now

Visit Harambee SACCO to explore their products and apply online.

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Products Available

Best For

  • โœ“Civil servants
  • โœ“Ministry employees
  • โœ“County government staff
  • โœ“Teachers (government)
  • โœ“Healthcare workers (public)

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Need help? Chat with usHarambee SACCO Review Kenya 2026: 1 Products from 12%