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1 Product๐Ÿฆ SACCO Loans

Ardhi SACCO

Compare all 1 products from Ardhi SACCO in Kenya. Rates from 12%. Borrow up to Kshย 10,000,000.

12%
Lowest Rate
Kshย 10,000,000
Max Amount
24-72 hours
Fastest Disbursement
1
Total Products
1
Categories
12%
Lowest Rate
24-72 hours
Fastest Disbursement
๐Ÿฆ

SACCO Loans

1
ProductRate
Ardhi SACCO Development Loan
12%Apply

Ardhi SACCO Pros & Cons

+Pros

  • โœ“Competitive 12% interest on reducing balance
  • โœ“Up to 3x deposits development loan
  • โœ“Tailored for ministry of lands employees
  • โœ“Ardhi House Nairobi anchor branch
  • โœ“Tenure up to 72 months
  • โœ“Plot-purchase product with title assistance

-Cons

  • โœ—Restricted to public service common bond members
  • โœ—Guarantors required from same SACCO
  • โœ—Minimum 3 months deposits before first loan
  • โœ—Processing can take up to 48 hours
  • โœ—Closed to non-lands sector
  • โœ—Plot loans require clean title

Eligibility Requirements

CRB Check Required
Not required
Employment Types Accepted
Ministry of Lands staffSurvey of Kenya employeesCounty physical plannersNLC staff
Required Documents (across all products)
  • โ—National ID
  • โ—Membership certificate
  • โ—Payslips (3 months) or trade proof
  • โ—Guarantor forms (2+ guarantors)
  • โ—KRA PIN certificate

Frequently Asked Questions

What interest rates does Ardhi SACCO offer?

Ardhi SACCO offers interest rates from 12% across their product range.

What loan amounts are available from Ardhi SACCO?

Ardhi SACCO offers loan amounts from Kshย 50,000 up to Kshย 10,000,000 depending on the product and your eligibility.

How fast does Ardhi SACCO disburse loans?

The fastest disbursement time from Ardhi SACCO is 24-72 hours. Actual processing time varies by product type and application completeness.

Does Ardhi SACCO require CRB clearance?

Ardhi SACCO does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.

How many products does Ardhi SACCO offer on PesaMarket?

Ardhi SACCO currently has 1 products listed on PesaMarket across 1 category: SACCO Loans.

Apply Now

Visit Ardhi SACCO to explore their products and apply online.

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Products Available

Best For

  • โœ“Lands ministry officers
  • โœ“Licensed surveyors
  • โœ“Physical planners
  • โœ“County land registrars
  • โœ“Professionals buying plots

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