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Winas SACCO

Community-BasedEmbu County

A leading Eastern Kenya SACCO with 50,000+ members. Offers agricultural and business financing.

Licensed by SASRA for deposit-taking SACCO business in 2026 (Winas Sacco Society Ltd).

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Not published
Dividend Rate
Not published
Loan Rate
Not published
Loan Multiplier
Not published
Members

Checked against SASRA on 2026-11-13: licence and total assets (SASRA, list of licensed and authorised SACCO societies for 2026; SASRA, SACCO Supervision Annual Report 2025, Appendix III (total assets at 31 December 2025)). We found no page on Winas SACCO's site that states its dividend or loan rates; "Not published" means that. Confirm rates with the SACCO before you join.

💰 Savings Products

Savings RateNot published
Minimum SavingsNot published
Dividend RateNot published
Total AssetsKES 16.9B (SASRA, 31 Dec 2025)

📋 Loan Products

Loan RateNot published
Max LoanNot published
Loan MultiplierNot published
Example (KES 500K savings)Not published

✨ Features & Services

FOSA services
Agricultural loans
Business loans
Emergency loans
Mobile banking

📝 How to Join Winas SACCO

Eligibility

Open to residents of Embu County and Eastern Kenya

Steps to Join

  1. Visit the nearest Winas SACCO branch or their website
  2. Fill out the membership application form
  3. Submit a copy of your national ID and passport photo
  4. Pay the registration fee and first savings contribution
  5. Receive your membership number and start saving
Location: EmbuWebsite: winassacco.com/

Frequently Asked Questions

Is Winas SACCO licensed by SASRA?

Licensed by SASRA for deposit-taking SACCO business in 2026 (Winas Sacco Society Ltd).

How big is Winas SACCO?

SASRA reports total assets of KES 16.9B at 31 December 2025.

What is the dividend rate at Winas SACCO?

SACCOs set dividends each year at their annual general meeting. Winas SACCO does not publish its latest rate on a page we could check; ask the SACCO for its last AGM resolution.

How do I join Winas SACCO?

Open to residents of Embu County and Eastern Kenya. Ask the SACCO for its registration fee and minimum monthly contribution.

Compare All SACCOs in Kenya

See how Winas SACCO compares to 55 other SACCOs

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