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Winas SACCO

Community-BasedEst. 1975ยทEmbu Countyยท7 branches

A leading Eastern Kenya SACCO with 50,000+ members. Offers agricultural and business financing.

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12%
Dividend Rate
12%
Loan Rate (p.a.)
3x
Loan Multiplier
50,000+
Members

๐Ÿ’ฐ Savings Products

Savings RateUp to 9%
Minimum SavingsKES 500/month
Dividend Rate12%
Total AssetsKES 7B

๐Ÿ“‹ Loan Products

Loan Rate12% p.a. reducing balance
Max Loan3x savings
Loan Multiplier3x savings
Example (KES 500K savings)Borrow up to KES 1,500,000

โœจ Features & Services

FOSA services
Agricultural loans
Business loans
Emergency loans
Mobile banking

๐Ÿ“ How to Join Winas SACCO

Eligibility

Open to residents of Embu County and Eastern Kenya

Steps to Join

  1. Visit the nearest Winas SACCO branch or their website
  2. Fill out the membership application form
  3. Submit a copy of your national ID and passport photo
  4. Pay the registration fee and first savings contribution (KES 500/month)
  5. Receive your membership number and start saving
Branches: 7Location: EmbuWebsite: www.winassacco.co.ke

Frequently Asked Questions

What is the dividend rate at Winas SACCO?

Winas SACCO pays 12% dividends on share capital. This is around the industry average of 13%.

How do I join Winas SACCO?

Open to residents of Embu County and Eastern Kenya. You will need a national ID, passport photo, and the minimum monthly savings of KES 500/month.

What is the loan rate at Winas SACCO?

Winas SACCO offers loans at 12% p.a. reducing balance. Members can borrow up to 3x savings (3x their savings).

How much can I borrow from Winas SACCO?

You can borrow up to 3 times your total savings. For example, with KES 500,000 in savings, you could borrow up to KES 1,500,000.

Compare All SACCOs in Kenya

See how Winas SACCO compares to 55 other SACCOs

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