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Shirika DT SACCO

Community-BasedEst. 1984ยทNairobi Countyยท4 branches

A community SACCO focused on digital banking innovation and youth/women financial empowerment programs.

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12%
Dividend Rate
12%
Loan Rate (p.a.)
3x
Loan Multiplier
25,000+
Members

๐Ÿ’ฐ Savings Products

Savings RateUp to 9%
Minimum SavingsKES 500/month
Dividend Rate12%
Total AssetsKES 5B

๐Ÿ“‹ Loan Products

Loan Rate12% p.a. reducing balance
Max Loan3x savings
Loan Multiplier3x savings
Example (KES 500K savings)Borrow up to KES 1,500,000

โœจ Features & Services

FOSA services
Mobile banking
Emergency loans
Youth & women empowerment
Digital banking

๐Ÿ“ How to Join Shirika DT SACCO

Eligibility

Open to all Kenyans aged 18+ with valid ID

Steps to Join

  1. Visit the nearest Shirika DT SACCO branch or their website
  2. Fill out the membership application form
  3. Submit a copy of your national ID and passport photo
  4. Pay the registration fee and first savings contribution (KES 500/month)
  5. Receive your membership number and start saving
Branches: 4Location: NairobiWebsite: www.shirikasacco.co.ke

Frequently Asked Questions

What is the dividend rate at Shirika DT SACCO?

Shirika DT SACCO pays 12% dividends on share capital. This is around the industry average of 13%.

How do I join Shirika DT SACCO?

Open to all Kenyans aged 18+ with valid ID. You will need a national ID, passport photo, and the minimum monthly savings of KES 500/month.

What is the loan rate at Shirika DT SACCO?

Shirika DT SACCO offers loans at 12% p.a. reducing balance. Members can borrow up to 3x savings (3x their savings).

How much can I borrow from Shirika DT SACCO?

You can borrow up to 3 times your total savings. For example, with KES 500,000 in savings, you could borrow up to KES 1,500,000.

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