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Ndege Chai SACCO

FarmersKericho County

A farmers' SACCO in Kenya's tea-growing region paying impressive 18.5% dividends. Serves tea farmers and agricultural communities.

Licensed by SASRA for deposit-taking SACCO business in 2026 (Ndege Chai Sacco Society Ltd).

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18.5% (2025)
Dividend Rate
Not published
Loan Rate
Not published
Loan Multiplier
80,000
Members

Checked against SASRA on 2026-11-13: licence and total assets (SASRA, list of licensed and authorised SACCO societies for 2026; SASRA, SACCO Supervision Annual Report 2025, Appendix III (total assets at 31 December 2025)). The dividend, deposit interest, loan rate and member figures shown come from Ndege Chai SACCO's own site; "Not published" means that page does not state the figure. Confirm rates with the SACCO before you join.

💰 Savings Products

Savings Rate10% on deposits
Minimum SavingsNot published
Dividend Rate18.5% (2025)
Total AssetsKES 5.9B (SASRA, 31 Dec 2025)

📋 Loan Products

Loan RateNot published
Max LoanNot published
Loan MultiplierNot published
Example (KES 500K savings)Not published

✨ Features & Services

Agricultural input loans
Emergency loans
Development loans
School fees loans
FOSA services

📝 How to Join Ndege Chai SACCO

Eligibility

Tea farmers, agricultural workers, and community members in Kericho and surrounding counties

Steps to Join

  1. Visit the nearest Ndege Chai SACCO branch or their website
  2. Fill out the membership application form
  3. Submit a copy of your national ID and passport photo
  4. Pay the registration fee and first savings contribution
  5. Receive your membership number and start saving
Location: KerichoWebsite: www.ndegechaisacco.co.ke

Frequently Asked Questions

Is Ndege Chai SACCO licensed by SASRA?

Licensed by SASRA for deposit-taking SACCO business in 2026 (Ndege Chai Sacco Society Ltd).

How big is Ndege Chai SACCO?

SASRA reports total assets of KES 5.9B at 31 December 2025.

What is the dividend rate at Ndege Chai SACCO?

Ndege Chai SACCO's own site states a dividend of 18.5% on share capital for 2025. SACCOs set dividends each year at their annual general meeting.

How do I join Ndege Chai SACCO?

Tea farmers, agricultural workers, and community members in Kericho and surrounding counties. Ask the SACCO for its registration fee and minimum monthly contribution.

Compare All SACCOs in Kenya

See how Ndege Chai SACCO compares to 55 other SACCOs

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