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Sanlam Life Assurance

Sanlam Kenya

Last updated: April 16, 2026

|Last verified: Apr 16, 2026
★★★★★
0/5
Based on 0 Reviews
Interest Rate
N/A
Credit Limit
N/A
Approval Time
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Processing Fee
None

Rating Breakdown

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Total: 0 Reviews

Pros & Cons

Pros

  • Highest coverage ceiling (KES 100M)
  • NSE-listed — transparent reporting
  • Cross-border Sanlam Africa network
  • Terminal illness 50% advance payout
  • Investment-linked whole-life option

Cons

  • Mandatory medical exam for all applicants
  • Higher underwriting threshold
  • Participating policy fees reduce returns

Customer Reviews

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Product Details

Features

  • Coverage up to KES 100M — highest in Kenya life market
  • NSE-listed insurer with audited financials
  • Investment-linked whole life option
  • Quarterly dividend payout on participating policies
  • Terminal illness advance of 50% of sum assured
  • Disability and critical illness riders
  • Funeral expense fast-track payout (KES 200K in 5 days)
  • Cross-border Sanlam Africa network support

Eligibility Requirements

Age: 18 - 70 years

Required Documents

  • National ID or passport
  • Full medical examination (all applicants)
  • Financial underwriting documents
  • Beneficiary nomination form
  • KRA PIN

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  • Independent ratings and analysis
  • Regularly updated product information
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