Sanlam Education Savings Plan
Sanlam Kenya
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
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Credit Limit
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Processing Fee
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Pros & Cons
Pros
- 95% claims payout ratio (savings product)
- Premium waiver on parent disability/death
- Term aligned with school calendar
- Bonus declarations on investment performance
- Tax-exempt maturity under KRA rules
Cons
- Early surrender forfeits full premiums
- Returns tied to market performance
- Long-term commitment (10+ years)
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Product Details
Features
- Fund child education from pre-school to university
- Guaranteed minimum sum assured at maturity
- Bonus declarations from investment performance
- Premium waiver on parent's death or disability
- Maturity pays in school term alignment
- Switch to tertiary plan at age 18
- Surrender value after Year 5
- Tax-exempt payouts per KRA rules
Eligibility Requirements
Age: 21 - 60 years
Required Documents
- Parent ID
- Child's birth certificate
- Medical examination for parent
- School admission confirmation (if applicable)
- KRA PIN
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