Best Mobile Money Loans in Tharaka Nithi 2026
Compare 7+ mobile money loans from 3+ banks in Tharaka Nithi County. 64% of adults have access to financial services.
Tharaka Nithi County Financial Overview
Tharaka Nithi County has diverse agriculture including tea, coffee, and miraa. The county hosts Chuka University and serves as a regional commercial center.
Main Industries
Popular Financial Products
Banks Offering Mobile Money Loans in Tharaka Nithi
Compare Mobile Money Loans Available in Tharaka Nithi
Fuliza Biashara Overdraft
Safaricom M-Pesa
1.5% - 1.5%p.a.
KES 100 - KES 100,000
- âInstant overdraft facility for businesses
- âComplete transactions even with insufficient balance
Fuliza M-Pesa
FeaturedSafaricom M-Pesa
1.083% p.a.
KES 1 - KES 100,000
- âOverdraft facility - complete transactions even with zero balance
- âAutomatic activation for eligible M-Pesa users
KCB M-Pesa Loan
FeaturedKenya Commercial Bank
8.88% p.a.
KES 50 - KES 1,000,000
- âInstant approval and disbursement
- âLoans from KES 50 to KES 1 million
M-Shwari Loan
FeaturedSafaricom M-Pesa
7.5% p.a.
KES 100 - KES 1,000,000
- âInstant approval - get loan in seconds
- âNo paperwork required
M-Shwari Loan
FeaturedSafaricom M-Pesa (powered by NCBA)
7.5% - 7.5%p.a.
KES 100 - KES 1,000,000
- âInstant loan approval and disbursement
- âApply via M-Pesa menu (*234#)
Taasi Pochi Business Loan
FeaturedSafaricom M-Pesa
0.5% - 1%p.a.
KES 1,000 - KES 150,000
- âLow interest rate (0.5-1% monthly)
- âBased on Pochi transaction volumes
Taasi Till Business Loan
FeaturedSafaricom M-Pesa
0.5% - 1%p.a.
KES 1,000 - KES 250,000
- âLowest mobile loan rate (0.5-1% monthly)
- âBased on M-Pesa Till transaction volumes
Tips for Getting Mobile Money Loans in Tharaka Nithi
- đĄSACCOs have strong presence and offer competitive rates
- đĄMiraa traders can find working capital facilities
- đĄTea and coffee farmers have access to cooperative financing
- đĄUniversity town offers good rates for education-related products
How to Apply for Mobile Money Loans in Tharaka Nithi
- Compare: Use PesaMarket to compare mobile money loans from 3+ banks
- Check eligibility: Review requirements for your preferred product - income, age, CRB status
- Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
- Apply: Visit a branch in Chuka or apply online through the bank's website/app
- Wait for approval: Most mobile money loans are processed within 24-72 hours
Frequently Asked Questions: Mobile Money Loans in Tharaka Nithi
What are the best Mobile Money Loans in Tharaka Nithi County?
The best mobile money loans in Tharaka Nithi include products from KCB, Equity Bank, Co-operative Bank. Interest rates start from around 7.9% p.a. depending on the product and your credit profile. Compare all 7+ options on PesaMarket to find the best fit for your needs.
How do I apply for mobile money loans in Tharaka Nithi?
To apply for mobile money loans in Tharaka Nithi: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Chuka or Kathwana or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.
Which banks have branches in Tharaka Nithi County?
Major banks with branches in Tharaka Nithi include: KCB (3 branches - Chuka, Kathwana, Marimanti); Equity Bank (2 branches - Chuka, Kathwana); Co-operative Bank (2 branches - Chuka). You can also access mobile banking and digital loans from anywhere in Tharaka Nithi.
What is the minimum salary to qualify for mobile money loans in Tharaka Nithi?
Minimum salary requirements for mobile money loans in Tharaka Nithi vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.
Are there mobile money loans without CRB check in Tharaka Nithi?
Some digital lenders in Tharaka Nithi offer mobile money loans with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.
Mobile Money Loans in Nearby Eastern Counties
Other Financial Products in Tharaka Nithi
Mobile Money Loans in Tharaka Nithi's Major Towns
Whether you're in Chuka, Kathwana, Marimanti, or any other part of Tharaka Nithi County, you can access mobile money loans from leading financial institutions. Chuka has the most bank branches, but mobile banking and digital loans are available across the entire Eastern region. Our platform helps you compare rates and find the best mobile money loans for your needs.
Ready to Apply?
Compare 7+ mobile money loans from top banks in Tharaka Nithi. Find the best rates and apply online today.