Best Mobile Money Loans in Kitui 2026
Compare 7+ mobile money loans from 2+ banks in Kitui County. Growing access to financial services.
Kitui County Financial Overview
This county contributes to Kenya's diverse economy through agriculture, trade, and services. Local residents have access to various financial products from banks and mobile money providers.
Main Industries
Popular Financial Products
Banks Offering Mobile Money Loans in Kitui
Compare Mobile Money Loans Available in Kitui
Fuliza Biashara Overdraft
Safaricom M-Pesa
1.5% - 1.5%p.a.
KES 100 - KES 100,000
- âInstant overdraft facility for businesses
- âComplete transactions even with insufficient balance
Fuliza M-Pesa
FeaturedSafaricom M-Pesa
1.083% p.a.
KES 1 - KES 100,000
- âOverdraft facility - complete transactions even with zero balance
- âAutomatic activation for eligible M-Pesa users
KCB M-Pesa Loan
FeaturedKenya Commercial Bank
8.88% p.a.
KES 50 - KES 1,000,000
- âInstant approval and disbursement
- âLoans from KES 50 to KES 1 million
M-Shwari Loan
FeaturedSafaricom M-Pesa
7.5% p.a.
KES 100 - KES 1,000,000
- âInstant approval - get loan in seconds
- âNo paperwork required
M-Shwari Loan
FeaturedSafaricom M-Pesa (powered by NCBA)
7.5% - 7.5%p.a.
KES 100 - KES 1,000,000
- âInstant loan approval and disbursement
- âApply via M-Pesa menu (*234#)
Taasi Pochi Business Loan
FeaturedSafaricom M-Pesa
0.5% - 1%p.a.
KES 1,000 - KES 150,000
- âLow interest rate (0.5-1% monthly)
- âBased on Pochi transaction volumes
Taasi Till Business Loan
FeaturedSafaricom M-Pesa
0.5% - 1%p.a.
KES 1,000 - KES 250,000
- âLowest mobile loan rate (0.5-1% monthly)
- âBased on M-Pesa Till transaction volumes
Tips for Getting Mobile Money Loans in Kitui
- đĄCompare rates from multiple providers before applying
- đĄMobile money loans offer quick access for small amounts
- đĄCheck your CRB status before applying for bank loans
- đĄConsider SACCOs for potentially better member rates
How to Apply for Mobile Money Loans in Kitui
- Compare: Use PesaMarket to compare mobile money loans from 2+ banks
- Check eligibility: Review requirements for your preferred product - income, age, CRB status
- Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
- Apply: Visit a branch in Kitui or apply online through the bank's website/app
- Wait for approval: Most mobile money loans are processed within 24-72 hours
Frequently Asked Questions: Mobile Money Loans in Kitui
What are the best Mobile Money Loans in Kitui County?
The best mobile money loans in Kitui include products from KCB, Equity Bank. Interest rates start from around 7.9% p.a. depending on the product and your credit profile. Compare all 7+ options on PesaMarket to find the best fit for your needs.
How do I apply for mobile money loans in Kitui?
To apply for mobile money loans in Kitui: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Kitui or Mwingi or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.
Which banks have branches in Kitui County?
Major banks with branches in Kitui include: KCB (2 branches - County HQ); Equity Bank (1 branches - County HQ). You can also access mobile banking and digital loans from anywhere in Kitui.
What is the minimum salary to qualify for mobile money loans in Kitui?
Minimum salary requirements for mobile money loans in Kitui vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.
Are there mobile money loans without CRB check in Kitui?
Some digital lenders in Kitui offer mobile money loans with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.
Mobile Money Loans in Nearby Eastern Counties
Other Financial Products in Kitui
Mobile Money Loans in Kitui's Major Towns
Whether you're in Kitui, Mwingi, Mutomo, Kabati, or any other part of Kitui County, you can access mobile money loans from leading financial institutions. Kitui has the most bank branches, but mobile banking and digital loans are available across the entire Eastern region. Our platform helps you compare rates and find the best mobile money loans for your needs.
Ready to Apply?
Compare 7+ mobile money loans from top banks in Kitui. Find the best rates and apply online today.