Skip to main content

Best Mobile Money Loans in Nyandarua 2026

Compare 7+ mobile money loans from 3+ banks in Nyandarua County. 62% of adults have access to financial services.

7+
Products Available
3+
Bank Branches
638,289
Population
10+
branches

Nyandarua County Financial Overview

Nyandarua County is a major potato and cabbage producer, earning it the nickname "Kenya's Food Basket." The county also has significant dairy farming and supplies vegetables to Nairobi markets.

Main Industries

AgricultureDairyHorticultureTradeServices

Popular Financial Products

Agricultural LoansBusiness LoansPersonal LoansAsset Finance
GDP Contribution: 1.4% of Kenya's GDP
Region: Central

Banks Offering Mobile Money Loans in Nyandarua

KCB

4 branches

Ol Kalou, Nyahururu, Engineer

View KCB Products →

Equity Bank

3 branches

Ol Kalou, Nyahururu

View Equity Bank Products →

Co-operative Bank

3 branches

Nyahururu, Engineer

View Co-operative Bank Products →

Compare Mobile Money Loans Available in Nyandarua

Fuliza Biashara Overdraft

Safaricom M-Pesa

Interest Rate:

1.5% - 1.5%p.a.

Loan Amount:

KES 100 - KES 100,000

  • ✓Instant overdraft facility for businesses
  • ✓Complete transactions even with insufficient balance
View Details & Apply

Fuliza M-Pesa

Featured

Safaricom M-Pesa

Interest Rate:

1.083% p.a.

Loan Amount:

KES 1 - KES 100,000

  • ✓Overdraft facility - complete transactions even with zero balance
  • ✓Automatic activation for eligible M-Pesa users
View Details & Apply

KCB M-Pesa Loan

Featured

Kenya Commercial Bank

Interest Rate:

8.88% p.a.

Loan Amount:

KES 50 - KES 1,000,000

  • ✓Instant approval and disbursement
  • ✓Loans from KES 50 to KES 1 million
View Details & Apply

M-Shwari Loan

Featured

Safaricom M-Pesa

Interest Rate:

7.5% p.a.

Loan Amount:

KES 100 - KES 1,000,000

  • ✓Instant approval - get loan in seconds
  • ✓No paperwork required
View Details & Apply

M-Shwari Loan

Featured

Safaricom M-Pesa (powered by NCBA)

Interest Rate:

7.5% - 7.5%p.a.

Loan Amount:

KES 100 - KES 1,000,000

  • ✓Instant loan approval and disbursement
  • ✓Apply via M-Pesa menu (*234#)
View Details & Apply

Taasi Pochi Business Loan

Featured

Safaricom M-Pesa

Interest Rate:

0.5% - 1%p.a.

Loan Amount:

KES 1,000 - KES 150,000

  • ✓Low interest rate (0.5-1% monthly)
  • ✓Based on Pochi transaction volumes
View Details & Apply

Taasi Till Business Loan

Featured

Safaricom M-Pesa

Interest Rate:

0.5% - 1%p.a.

Loan Amount:

KES 1,000 - KES 250,000

  • ✓Lowest mobile loan rate (0.5-1% monthly)
  • ✓Based on M-Pesa Till transaction volumes
View Details & Apply

Tips for Getting Mobile Money Loans in Nyandarua

  • 💡Potato and vegetable farmers can access seasonal working capital
  • 💡Dairy farmers should explore cooperative milk payment advances
  • 💡Transport businesses serving Nairobi markets can find asset financing
  • 💡Cold storage facilities can be financed through equipment loans

How to Apply for Mobile Money Loans in Nyandarua

  1. Compare: Use PesaMarket to compare mobile money loans from 3+ banks
  2. Check eligibility: Review requirements for your preferred product - income, age, CRB status
  3. Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
  4. Apply: Visit a branch in Ol Kalou or apply online through the bank's website/app
  5. Wait for approval: Most mobile money loans are processed within 24-72 hours

Frequently Asked Questions: Mobile Money Loans in Nyandarua

What are the best Mobile Money Loans in Nyandarua County?

The best mobile money loans in Nyandarua include products from KCB, Equity Bank, Co-operative Bank. Interest rates start from around 7.9% p.a. depending on the product and your credit profile. Compare all 7+ options on PesaMarket to find the best fit for your needs.

How do I apply for mobile money loans in Nyandarua?

To apply for mobile money loans in Nyandarua: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Ol Kalou or Nyahururu or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.

Which banks have branches in Nyandarua County?

Major banks with branches in Nyandarua include: KCB (4 branches - Ol Kalou, Nyahururu, Engineer); Equity Bank (3 branches - Ol Kalou, Nyahururu); Co-operative Bank (3 branches - Nyahururu, Engineer). You can also access mobile banking and digital loans from anywhere in Nyandarua.

What is the minimum salary to qualify for mobile money loans in Nyandarua?

Minimum salary requirements for mobile money loans in Nyandarua vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.

Are there mobile money loans without CRB check in Nyandarua?

Some digital lenders in Nyandarua offer mobile money loans with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.

Mobile Money Loans in Nyandarua's Major Towns

Whether you're in Ol Kalou, Nyahururu, Engineer, or any other part of Nyandarua County, you can access mobile money loans from leading financial institutions. Ol Kalou has the most bank branches, but mobile banking and digital loans are available across the entire Central region. Our platform helps you compare rates and find the best mobile money loans for your needs.

Ready to Apply?

Compare 7+ mobile money loans from top banks in Nyandarua. Find the best rates and apply online today.

Need help? Chat with us