Best Mobile Money Loans in Kiambu 2026
Compare 7+ mobile money loans from 4+ banks in Kiambu County. 78% of adults have access to financial services.
Kiambu County Financial Overview
Kiambu County surrounds Nairobi and is one of Kenya's wealthiest counties. It hosts major manufacturing plants, thriving real estate developments in Thika, Ruiru, and Kikuyu, and extensive coffee and dairy farming.
Main Industries
Popular Financial Products
Banks Offering Mobile Money Loans in Kiambu
Compare Mobile Money Loans Available in Kiambu
Fuliza Biashara Overdraft
Safaricom M-Pesa
1.5% - 1.5%p.a.
KES 100 - KES 100,000
- âInstant overdraft facility for businesses
- âComplete transactions even with insufficient balance
Fuliza M-Pesa
FeaturedSafaricom M-Pesa
1.083% p.a.
KES 1 - KES 100,000
- âOverdraft facility - complete transactions even with zero balance
- âAutomatic activation for eligible M-Pesa users
KCB M-Pesa Loan
FeaturedKenya Commercial Bank
8.88% p.a.
KES 50 - KES 1,000,000
- âInstant approval and disbursement
- âLoans from KES 50 to KES 1 million
M-Shwari Loan
FeaturedSafaricom M-Pesa
7.5% p.a.
KES 100 - KES 1,000,000
- âInstant approval - get loan in seconds
- âNo paperwork required
M-Shwari Loan
FeaturedSafaricom M-Pesa (powered by NCBA)
7.5% - 7.5%p.a.
KES 100 - KES 1,000,000
- âInstant loan approval and disbursement
- âApply via M-Pesa menu (*234#)
Taasi Pochi Business Loan
FeaturedSafaricom M-Pesa
0.5% - 1%p.a.
KES 1,000 - KES 150,000
- âLow interest rate (0.5-1% monthly)
- âBased on Pochi transaction volumes
Taasi Till Business Loan
FeaturedSafaricom M-Pesa
0.5% - 1%p.a.
KES 1,000 - KES 250,000
- âLowest mobile loan rate (0.5-1% monthly)
- âBased on M-Pesa Till transaction volumes
Tips for Getting Mobile Money Loans in Kiambu
- đĄMortgage rates are competitive due to high real estate activity
- đĄCoffee and dairy farmers should explore Kenya Planters Co-operative Union financing
- đĄThika and Ruiru have excellent rates due to banking competition
- đĄManufacturing businesses can access specialized asset financing
How to Apply for Mobile Money Loans in Kiambu
- Compare: Use PesaMarket to compare mobile money loans from 4+ banks
- Check eligibility: Review requirements for your preferred product - income, age, CRB status
- Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
- Apply: Visit a branch in Kiambu or apply online through the bank's website/app
- Wait for approval: Most mobile money loans are processed within 24-72 hours
Frequently Asked Questions: Mobile Money Loans in Kiambu
What are the best Mobile Money Loans in Kiambu County?
The best mobile money loans in Kiambu include products from KCB, Equity Bank, Co-operative Bank. Interest rates start from around 7.9% p.a. depending on the product and your credit profile. Compare all 7+ options on PesaMarket to find the best fit for your needs.
How do I apply for mobile money loans in Kiambu?
To apply for mobile money loans in Kiambu: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Kiambu or Thika or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.
Which banks have branches in Kiambu County?
Major banks with branches in Kiambu include: KCB (18 branches - Thika, Ruiru, Kikuyu); Equity Bank (15 branches - Thika, Ruiru, Kikuyu); Co-operative Bank (12 branches - Thika, Ruiru, Kikuyu); ABSA (8 branches - Thika, Ruiru, Kikuyu). You can also access mobile banking and digital loans from anywhere in Kiambu.
What is the minimum salary to qualify for mobile money loans in Kiambu?
Minimum salary requirements for mobile money loans in Kiambu vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.
Are there mobile money loans without CRB check in Kiambu?
Some digital lenders in Kiambu offer mobile money loans with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.
Mobile Money Loans in Nearby Central Counties
Other Financial Products in Kiambu
Mobile Money Loans in Kiambu's Major Towns
Whether you're in Kiambu, Thika, Ruiru, Kikuyu, Limuru, or any other part of Kiambu County, you can access mobile money loans from leading financial institutions. Kiambu has the most bank branches, but mobile banking and digital loans are available across the entire Central region. Our platform helps you compare rates and find the best mobile money loans for your needs.
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Compare 7+ mobile money loans from top banks in Kiambu. Find the best rates and apply online today.