Mobile Money Loan
Fuliza Biashara Overdraft
Safaricom M-Pesa
Last updated: January 14, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
1.5% - 1.5% p.a.
Loan Amount
Ksh 100 - Ksh 100,000
Approval Time
Instant
Processing Fee
None
Rating Breakdown
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Total: 0 Reviews
Pros & Cons
Pros
- Instant overdraft facility
- No application required
- Only pay for what you use
- Automatic repayment
- Complete transactions seamlessly
- Available 24/7
Cons
- Daily maintenance fee when in use
- Lower limits (up to KES 100,000)
- Requires M-Pesa Till/Paybill
- Interest accumulates daily
- Only for business accounts
Customer Reviews
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Product Details
Features
- Instant overdraft facility for businesses
- Complete transactions even with insufficient balance
- No application required - automatic enrollment
- Limit based on business transaction volumes
- Pay only for what you use
- Automatic repayment from incoming payments
- 24/7 availability
- Access via M-Pesa menu or Till
- Daily maintenance fee only when in use
Eligibility Requirements
Age: 18 - 70 years
0Employment: Business owner with M-Pesa Till/Paybill
Required Documents
- Valid Kenyan ID
- Active M-Pesa Till or Paybill number
- Active M-Pesa account
- Business transaction history
Repayment Options
Automatic deduction from incoming M-Pesa paymentsManual top-up via M-Pesa
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