Ride-hailing drivers can access loans based on their platform earnings. Finance a car or get emergency cash without traditional employment.
Build a consistent driving record on the platform
Keep your car insurance and license current
Maintain good customer ratings
Save Uber/Bolt weekly statements as income proof
Consider driver SACCOs for better rates
Yes! Watu Credit, Mogo, and Autochek offer car financing specifically for Uber/Bolt drivers. They use your platform earnings and ratings as income proof. Down payments start from KES 100,000.
Download your weekly earnings statements from the Uber/Bolt app. Bank statements showing regular deposits also work. Some lenders can verify your earnings directly with the platform.
Fuliza for instant small amounts. Branch or Tala for larger emergency loans (approved based on M-Pesa history). Some driver SACCOs offer emergency loan facilities for members.
Compare loan options and find the best rates for your situation.