Matatu drivers have unique income patterns with daily earnings that vary. Find loan options designed for your flexible income.
Maintain consistent M-Pesa transactions to build loan history
Save regularly using M-Shwari Lock Savings
Start with smaller loans and repay on time
Consider SACCO membership for better rates
Keep your PSV license current for asset financing
Yes, but it's challenging without payslips. Mobile loans (Branch, Tala, Fuliza) are easier as they use M-Pesa history. Some banks offer loans if you're a matatu SACCO member or can provide logbook as collateral.
Mobile money loans (Fuliza, M-Shwari) are best for daily cash needs. For larger amounts, Branch or Tala work well. Matatu SACCOs like Super Metro SACCO offer the best rates for members.
Mobile loans: KES 500 - 70,000. App loans (Branch): up to KES 500,000 with good history. Matatu SACCO loans: up to KES 500,000. Logbook loans: 50-80% of vehicle value.
Compare loan options and find the best rates for your situation.