Agricultural loans for Kenyan farmers. From seasonal crop financing to equipment loans, find the right funding for your farming needs.
Join a farming cooperative for group loan access
Keep records of your crop yields and sales
Consider crop insurance to improve loan eligibility
Register with NCPB for grain farmers
Use mobile banking to track your income
KCB, Equity Bank, Co-operative Bank, and Family Bank have dedicated agricultural loan products. Agricultural Finance Corporation (AFC) is the government agency for farm loans. SACCOs like Mwalimu and Stima also serve farming members.
Yes, through group lending (cooperatives), contract farming arrangements, mobile loans (Fuliza, M-Shwari), and government programs like Hustler Fund. One Acre Fund provides input financing without collateral.
Agricultural loan rates range from 10-18% p.a. Government-backed loans (AFC) offer lower rates around 10-12%. Bank agricultural loans are typically 13-16%. Mobile and emergency loans have higher rates.
Compare loan options and find the best rates for your situation.