Healthcare workers have good loan access in Kenya. Compare options from nursing SACCOs, county government check-off, and bank products.
Join Kenya National Nurses Association SACCO
Use county government check-off facility
Build SACCO savings for higher loan limits
Maintain nursing license in good standing
Consider group loans for larger amounts
Kenya National Nurses Association (KNNA) SACCO is specifically for nurses with competitive rates. Stima SACCO and Harambee SACCO also serve many healthcare workers. County-specific SACCOs may also be available.
SACCO loans: up to 3-4x salary. Bank check-off: up to 3x net salary (KES 3-5M max). Mobile loans: up to KES 500K (Branch). Emergency loans: up to 1 month salary.
Yes, through mobile loans (Branch, Tala), bank personal loans with salary proof, and SACCOs that accept direct debit. Interest rates may be slightly higher without check-off.
Compare loan options and find the best rates for your situation.