Small business traders can access quick loans for stock, expansion, or emergencies. Find the right funding without complex requirements.
Keep your business M-Pesa separate from personal
Use M-Pesa Buy Goods for customer payments
Build transaction history for higher limits
Register your business for more options
Consider chama membership for group loans
Use mobile business loans like KCB Stawi (via *844#) or Fuliza for quick cash. Branch and Tala work well for traders with good M-Pesa history. For larger amounts, consider business SACCOs or microfinance.
Stock financing: KES 10,000-500,000 from mobile lenders. Business expansion: microfinance loans up to KES 2M. Working capital: merchant loans based on your till transactions.
Not for mobile loans - they use your transaction history. For bank business loans above KES 100,000, registration helps. Consider registering as a sole proprietor (costs about KES 1,000) for more options.
Compare loan options and find the best rates for your situation.