On It Microfinance Bank

Compare all 1 products from On It Microfinance Bank in Kenya. Rates from 18%. Borrow up to Ksh 300,000.

18%

Lowest Rate

Ksh 300,000

Max Amount

24-48 hours

Fastest Disbursement

Total Products

Microfinance Loans

Product	Rate	Amount	Turnaround
On It Personal Loan	18% - 26%	Ksh 5,000 - Ksh 300,000	24-48 hours	Apply

View all Microfinance Loans→

On It Microfinance Bank Pros & Cons

+Pros

✓Quick approval process
✓No collateral for small loans
✓Flexible income requirements
✓CBK-licensed
✓M-Pesa integration
✓Repeat borrower perks

-Cons

✗Lower maximum loan amount
✗Limited geographic coverage
✗Higher rates for new borrowers
✗Shorter maximum tenure

Eligibility Requirements

Minimum Income (Lowest)

Ksh 10,000

CRB Check Required

Not required

Required Documents (across all products)

●National ID
●Proof of income
●M-Pesa statement
●Utility bill

Frequently Asked Questions

What interest rates does On It Microfinance Bank offer?

On It Microfinance Bank offers interest rates ranging from 18% to 26% across their 1 products. The exact rate depends on the product type, loan amount, and your credit profile.

What loan amounts are available from On It Microfinance Bank?

On It Microfinance Bank offers loan amounts from Ksh 5,000 up to Ksh 300,000 depending on the product and your eligibility.

How fast does On It Microfinance Bank disburse loans?

The fastest disbursement time from On It Microfinance Bank is 24-48 hours. Actual processing time varies by product type and application completeness.

Does On It Microfinance Bank require CRB clearance?

On It Microfinance Bank does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.