Effective Date: October 29, 2025
Last Updated: October 29, 2025
Welcome to PesaMarket! These Terms of Service ("Terms") govern your access to and use of the PesaMarket website at pesamarket.com (the "Website" or "Service"), operated by PesaMarket ("we," "our," or "us").
By accessing or using our Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Service.
Please read these Terms carefully before using our Service.
PesaMarket is a financial comparison platform that helps Kenyan consumers compare and find:
We provide information, comparison tools, and links to financial products offered by banks, lenders, and financial institutions in Kenya. We are an independent comparison service and not a bank, lender, or financial institution.
To use PesaMarket, you must:
By using our Service, you represent and warrant that you meet these eligibility requirements.
PesaMarket does not guarantee approval for any financial product. We are a comparison and information service only. All applications are subject to the lender's or bank's approval criteria, credit checks, and underwriting processes. Approval decisions are made solely by the financial institutions, not by PesaMarket.
While we strive to provide accurate and up-to-date information, PesaMarket makes no guarantees about the accuracy, completeness, or timeliness of the information displayed on our Website. Financial products, interest rates, fees, and terms can change without notice.
You must verify all product details directly with the financial institution before applying.We display the last updated date on each product listing.
PesaMarket does not provide financial advice. The information on our Website is for general informational purposes only and should not be considered as:
You should consult with a qualified financial advisor before making any financial decisions.
Important Disclosure: PesaMarket participates in affiliate marketing programs and may receive compensation when you:
This compensation does not affect:
We maintain editorial independence and strive to present unbiased comparisons. However, we may give preference to products from partners that compensate us. Featured products are clearly marked.
When using PesaMarket, you agree to:
You may not use PesaMarket to:
Violation of these prohibited uses may result in immediate termination of your access to the Service and potential legal action.
The PesaMarket Website and its original content, features, and functionality are owned by PesaMarket and are protected by international copyright, trademark, and other intellectual property laws.
This includes but is not limited to:
You may not copy, modify, distribute, sell, or reproduce any part of the Service without our express written permission.
Bank logos and trademarks are the property of their respective owners. We use them solely for identification purposes in our comparisons.
Our Website contains links to third-party websites and services (banks, lenders, financial institutions). These links are provided for your convenience.
PesaMarket is not responsible for:
When you click "Apply Now" or visit a lender's website, you leave PesaMarket and become subject to that organization's terms and privacy policy.
To the fullest extent permitted by applicable law, PesaMarket and its directors, employees, partners, and affiliates shall not be liable for:
In no event shall PesaMarket's total liability exceed KES 10,000 or the amount you paid to us (if any), whichever is less.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
PesaMarket disclaims all warranties, including but not limited to:
You agree to indemnify, defend, and hold harmless PesaMarket and its employees, directors, partners, and affiliates from any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising from:
Your use of PesaMarket is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
By using our Service, you consent to our collection and use of information as described in the Privacy Policy. Please review our Privacy Policy carefully.
PesaMarket reserves the right to:
We will notify you of significant changes by updating the "Last Updated" date at the top of this page. Your continued use of the Service after changes constitutes acceptance of the modified Terms.
We may terminate or suspend your access to the Service immediately, without prior notice, for any reason, including but not limited to:
Upon termination, your right to use the Service will immediately cease.
These Terms shall be governed by and construed in accordance with the laws of the Republic of Kenya, without regard to conflict of law principles.
Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts of Nairobi, Kenya.
In the event of any dispute, claim, or controversy arising from these Terms:
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and PesaMarket regarding the use of our Service and supersede any prior agreements.
If you have any questions about these Terms of Service, please contact us:
PesaMarket
Legal Inquiries: legal@pesamarket.com
General Inquiries: contact@pesamarket.com
Website: https://pesamarket.com
Response Time: We aim to respond to all inquiries within 48 hours.
By using PesaMarket, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.
Last Updated: October 29, 2025