Compare 172 loans and credit cards from 58 CBK-licensed lenders in one place.
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Emergency? Compare instant loan options from M-Shwari, Fuliza, Branch, Tala & more. Up to KES 500K in minutes.
Upload your current loan and we'll automatically monitor 30+ lenders to find you better rates—completely free, forever.
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Find the right financial product for your needs
Compare personal loans from KCB, Equity, Co-op, and digital lenders. Get the best rates and fastest approval.
Rates from 12% p.a.
Up to KES 5M
Compare the best credit cards in Kenya. Find cards with rewards, cashback, low fees, and travel benefits.
3.5% monthly (42% p.a.)
Limits up to KES 1M
Compare SME financing options from banks and fintech lenders. Fund your business growth with competitive rates.
Rates from 14% p.a.
Up to KES 100M
Compare M-Pesa loans, M-Shwari, Fuliza, and instant mobile lending apps. Get cash in minutes.
Instant approval
Up to KES 500K
Compare home loan rates, terms, and eligibility from Kenya's top banks. Find your dream home financing.
Rates from 11% p.a.
Up to 90% LTV
Compare savings account interest rates, fees, and features from Kenyan banks.
Up to 12% p.a.
Min KES 1,000
Compare digital lending apps like Branch, Tala, Zenka. Get instant approval and money in your account fast.
5-minute approval
Up to KES 500K
Compare current accounts with low fees and great features from Kenyan banks.
Low monthly fees
Multiple signatories
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“Found a loan with 8% lower interest than what my bank offered. Saved over KES 40,000 in the first year.”
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Expert advice to help you make better financial decisions
Compare M-Shwari, Fuliza, KCB M-PESA and more instant mobile loans
🛡️Clear your credit record and get back to borrowing
⚡Get cash in minutes when you need it most
🔓Options for CRB-listed borrowers who need loans
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Get answers to common questions about comparing loans in Kenya
Yes, PesaMarket is 100% free for users. We earn a commission from lenders when you apply, but this never affects the rates you receive or our recommendations.
No, comparing loans on PesaMarket does not affect your CRB score. We show you pre-qualified offers without hard credit checks. Only actual loan applications to lenders may impact your credit.
We show loans from CBK-licensed lenders only, ranked by interest rate and terms. Our algorithm considers APR, fees, and user reviews to provide unbiased comparisons.
Most mobile loans require just your National ID and M-Pesa registration. Bank loans may require payslips, bank statements, and proof of employment.
Mobile loans like M-Shwari and Fuliza are instant. Digital lenders like Branch and Tala take 5-15 minutes. Traditional bank loans may take 1-5 business days.
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Average savings of KES 50K+ per year
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