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Stima DT SACCO

Employer-BasedEst. 1974ยทNairobi Countyยท14 branches

One of the largest SACCOs in Kenya with over 1 million members. Originally for energy sector workers, now open to all salaried and self-employed Kenyans.

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15%
Dividend Rate
12%
Loan Rate (p.a.)
4x
Loan Multiplier
1,000,000+
Members

๐Ÿ’ฐ Savings Products

Savings RateUp to 10%
Minimum SavingsKES 1,000/month
Dividend Rate15%
Total AssetsKES 66.5B

๐Ÿ“‹ Loan Products

Loan Rate12% p.a. reducing balance
Max Loan4x savings
Loan Multiplier4x savings
Example (KES 500K savings)Borrow up to KES 2,000,000

โœจ Features & Services

Mobile banking
Diaspora services
Insurance products
Mortgage financing
Investment options

๐Ÿ“ How to Join Stima DT SACCO

Eligibility

Open to salaried individuals and self-employed persons across Kenya

Steps to Join

  1. Visit the nearest Stima DT SACCO branch or their website
  2. Fill out the membership application form
  3. Submit a copy of your national ID and passport photo
  4. Pay the registration fee and first savings contribution (KES 1,000/month)
  5. Receive your membership number and start saving
Branches: 14Location: NairobiWebsite: www.stima-sacco.com

Frequently Asked Questions

What is the dividend rate at Stima DT SACCO?

Stima DT SACCO pays 15% dividends on share capital. This is above the industry average of 13%.

How do I join Stima DT SACCO?

Open to salaried individuals and self-employed persons across Kenya. You will need a national ID, passport photo, and the minimum monthly savings of KES 1,000/month.

What is the loan rate at Stima DT SACCO?

Stima DT SACCO offers loans at 12% p.a. reducing balance. Members can borrow up to 4x savings (4x their savings).

How much can I borrow from Stima DT SACCO?

You can borrow up to 4 times your total savings. For example, with KES 500,000 in savings, you could borrow up to KES 2,000,000.

Compare All SACCOs in Kenya

See how Stima DT SACCO compares to 55 other SACCOs

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