Hustler Fund Personal Loan
Government of Kenya
Last updated: December 16, 2025
★★★★★
0/5Based on 0 Reviews
Interest Rate
8% p.a.
Loan Amount
Ksh 500 - Ksh 50,000
Approval Time
Instant
Processing Fee
None
Rating Breakdown
5★
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Total: 0 Reviews
Pros & Cons
Pros
- Lowest interest rate at 8% p.a.
- No CRB check or credit score needed
- Instant disbursement
- Government-backed program
- Builds savings automatically (5%)
- Available on multiple mobile networks
- No collateral required
- Flexible repayment up to 180 days
Cons
- Low initial loan limits (starts at KES 500)
- Must repay to unlock savings
- Limited to 2 loans per day
- 0.5% daily late fee after 14 days
- Savings locked for 1 year
Customer Reviews
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Product Details
Features
- Lowest interest rate in Kenya at 8% p.a.
- Instant disbursement to M-Pesa, Airtel Money, or T-Kash
- No CRB check required
- 5% of loan goes to savings (locked for 1 year)
- Available to all Kenyans 18-70 years
- Repayment period up to 180 days
- USSD access via *254#
- Government-backed security
- Loan limit increases with repayment history
Eligibility Requirements
Age: 18 - 70 years
0Employment: Any - employed, self-employed, or unemployed
Required Documents
- Kenyan National ID
- Registered M-Pesa/Airtel Money/T-Kash number
Repayment Options
M-Pesa Paybill 880001Airtel MoneyT-Kash
Ready to Apply?
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