Business Loan
Sidian SME Business Loan
Sidian Bank
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
14% - 17% p.a.
Loan Amount
Ksh 100,000 - Ksh 20,000,000
Approval Time
48-72 hours
Processing Fee
2.5% of principal%
Rating Breakdown
5★
(0)
4★
(0)
3★
(0)
2★
(0)
1★
(0)
Total: 0 Reviews
Pros & Cons
Pros
- Accepts informal businesses (M-Pesa statements)
- Fast 48-72 hour approval
- Low entry at KES 100K for small traders
- Women-specific lending windows
- Free business development training
Cons
- Higher rates than Tier 1 (up to 17%)
- Lower ceiling of KES 20M
- 5-year maximum tenure is limiting
- 2.5% processing fee above market average
Customer Reviews
⭐
No reviews yet
Be the first to share your experience with Sidian SME Business Loan
Write the First ReviewShare Your Experience
Product Details
Features
- SME loans up to KES 20 million
- Dedicated MSE (Micro and Small Enterprise) lender
- Accepts M-Pesa business statements
- Women-in-business lending programs
- Boda boda and hustler-friendly products
- Sidian Business App
- Partial secured options for smaller loans
- Business development training included
Eligibility Requirements
Age: 21 - 65 years
Min Income: Ksh 50,000/month
Employment: Micro enterprise, Small business, Trader, Boda boda operator
Required Documents
- Business registration or single business permit
- KRA PIN
- 6 months bank or M-Pesa statements
- Business premises verification
Repayment Options
Standing orderM-Pesa paybillBranch
Ready to Apply?
Get started with Sidian SME Business Loan today. Fast approval and competitive rates.
Apply NowApplication takes less than 10 minutes
You Might Also Like
Why Trust Our Reviews?
- Verified customer reviews only
- Independent ratings and analysis
- Regularly updated product information
- Transparent review methodology