Business Loan
Ecobank SME Business Loan
Ecobank Kenya
Last updated: April 16, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
13.5% - 15% p.a.
Loan Amount
Ksh 200,000 - Ksh 50,000,000
Approval Time
5-7 working days
Processing Fee
2% of principal%
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Pros & Cons
Pros
- Unmatched pan-African network (33 countries)
- Free cross-border transfers within network
- Competitive 13.5% starting rate
- Trade finance specialist for African markets
- Supply chain financing capabilities
Cons
- Smaller Kenya branch network
- Omni Business platform still evolving
- KES 200K minimum excludes small SMEs
- Best for businesses with African exposure
Customer Reviews
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Product Details
Features
- SME loans up to KES 50 million
- Africa's largest bank network (33 countries)
- Ecobank RapidTransfer for cross-border payments
- Free intra-network African transfers
- Pan-African trade finance specialist
- Ecobank Omni Business digital platform
- Supply chain financing solutions
- Dedicated pan-African SME relationship managers
Eligibility Requirements
Age: 25 - 65 years
Min Income: Ksh 200,000/month
Employment: SME, Trader, Manufacturer, Cross-border business
Required Documents
- Business registration
- Audited accounts (2 years)
- KRA PIN and tax compliance
- 12 months bank statements
- Trade licenses
Repayment Options
Standing orderDirect debit
Ready to Apply?
Get started with Ecobank SME Business Loan today. Fast approval and competitive rates.
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