Safaricom Faraja
Safaricom / EDOMx
Last updated: January 14, 2026
★★★★★
0/5Based on 0 Reviews
Interest Rate
Varies
Loan Amount
Ksh 20 - Ksh 100,000
Approval Time
Instant
Processing Fee
None
Rating Breakdown
5★
(0)
4★
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3★
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2★
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1★
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Total: 0 Reviews
Pros & Cons
Pros
- Completely interest-free
- No fees whatsoever
- Wide merchant network
- 30-day repayment window
- High limit (up to KES 100K)
- Simple USSD access
- Safaricom brand trust
Cons
- Cannot withdraw cash
- Cannot send to friends
- Only at participating merchants
- 30-day strict deadline
- Account suspension on default
- Debt collectors if you don't pay
Customer Reviews
Share Your Experience
Product Details
Features
- 0% interest - pay exactly what you buy
- Credit limit up to KES 100,000
- 30 days to repay
- Use at Naivas, Goodlife, City Walk, and 606,000+ Lipa Na M-Pesa merchants
- Merchants receive full payment immediately
- Access via *799# USSD
- Works like a digital credit card
- No collateral required
- Multiple purchases allowed within limit
- Builds credit score
Eligibility Requirements
Age: 18 - 70 years
0Employment: Any M-Pesa user
Required Documents
- M-Pesa registered line
- Active M-Pesa usage history
Repayment Options
M-Pesa via *799#Automatic M-Pesa deduction
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