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Safaricom Faraja

Safaricom / EDOMx

Last updated: November 13, 2026

Compiled byPesaMarket
|Last updated: Nov 13, 2026
★★★★★
0/5
Based on 0 Reviews
Interest Rate
Not confirmed
Loan Amount
Ksh 20 - Ksh 100,000 (not confirmed by the provider)
Approval Time
Instant
Processing Fee
Not stated

Rating Breakdown

5★
(0)
4★
(0)
3★
(0)
2★
(0)
1★
(0)
Total: 0 Reviews

Pros & Cons

Pros

  • Completely interest-free
  • No fees whatsoever
  • Wide merchant network
  • Simple USSD access
  • Safaricom brand trust

Cons

  • Cannot withdraw cash
  • Cannot send to friends
  • Only at participating merchants
  • Account suspension on default
  • Debt collectors if you don't pay

Customer Reviews

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Product Details

Features

  • Merchants receive full payment immediately
  • Works like a digital credit card
  • No collateral required
  • Multiple purchases allowed within limit
  • Builds credit score

Eligibility Requirements

Age: 18 - 70 years
Employment: Any M-Pesa user

Required Documents

  • M-Pesa registered line
  • Active M-Pesa usage history

Repayment Options

M-Pesa via *799#Automatic M-Pesa deduction

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  • Verified customer reviews only
  • Independent ratings and analysis
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