Check rates from 58 CBK-licensed lenders. Zero impact on your CRB report.
Start ComparingImpact on CRB: ZERO
Impact on CRB: -5 to -10 points
| Feature | Soft Check (PesaMarket) | Hard Check (Direct Application) |
|---|---|---|
| Impact on credit score | None | -5 to -10 points |
| Visible to lenders | No | Yes |
| Stays on report | No | 2 years |
| When it happens | PesaMarket comparison | Direct lender application |
of adults have formal financial access
digital loans issued
CBK-licensed lenders compared
CRB records affect: loans, employment, rentals, phone contracts. One comparison site = unlimited checks without risk.
No. PesaMarket does not contact lenders or CRB when you compare rates. We show you publicly available data from official bank websites.
We collect and display published rates from CBK-licensed lenders. These rates are publicly available - no credit check is needed to view them.
A soft check does not affect your credit score - this is what PesaMarket does. A hard check lowers your score by 5-10 points - this happens when you submit an application directly to a lender.
No. We do not share your data with lenders unless you choose to submit an application through our platform.
Check rates from 58 CBK-licensed lenders. 100% free. Zero impact on your CRB.
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