Xoom
Xoom Money Transfer
100/5
Rating
Fees
0%+
Free with bank account funding. Fee for card payments.
Exchange Rate
+2.8%
โ Rate guaranteed
Speed
Minutes
Typical: Same day
Features
- Part of PayPal family
- M-Pesa direct deposit
- Cash pickup available
- Mobile airtime reload
- Real-time tracking
- Excellent app ratings
Pros
- Free bank-funded transfers
- Fast M-Pesa delivery
- PayPal ecosystem
- Good app experience
- Airtime top-up option
Cons
- Exchange rate margin
- Card payment fees
- Limits lower than some competitors
Send & Receive Methods
Send Methods
Bank transferDebit cardCredit card
Receive Methods
M-PesaBank depositCash pickupAirtime
Best For
- US-based senders
- Bank account funding
- PayPal users
- Mobile airtime sending
Transfer Limits
Minimum$10
Maximum$25,000
Regulation
Licensed by FinCEN, Various
Available On
iOSAndroidWeb
App ratings: iOS 4.8โ
| Android 4.6โ