Western Union
Western Union Money Transfer
100/5
Rating
Fees
$5+
Fees vary significantly by amount, corridor, and delivery method. Online often cheaper.
Exchange Rate
+4.0%
โ Rate guaranteed
Speed
Minutes
Typical: Same day
Features
- Largest agent network in Kenya
- Cash pickup at thousands of locations
- Send online or at agent locations
- M-Pesa delivery option
- Track transfers online
- Price Lock feature
- WU Rewards loyalty program
Pros
- Widest agent network in Kenya
- Cash pickup anywhere
- Trusted brand (150+ years)
- Good for remote areas
- No bank account needed
Cons
- Expensive fees (5-10%)
- Poor exchange rates
- Hidden costs add up
- Better digital alternatives exist
Send & Receive Methods
Send Methods
Bank transferDebit cardCredit cardCash at agent
Receive Methods
Cash pickupM-PesaBank deposit
Best For
- Cash pickup in remote areas
- Those without bank accounts
- Urgent transfers
- Traditional senders
- Large established brand trust
Transfer Limits
Minimum$1
Maximum$50,000
Regulation
Licensed by Multiple (FinCEN, FCA, CBK)
Available On
iOSAndroidWebAgent locations
App ratings: iOS 4.7โ
| Android 4.5โ