SwyChr
SwyChr Money Transfer
75/5
Rating
Fees
0%+
First 3 transfers free. Then £0.99 flat fee per transfer.
Exchange Rate
+0.8%
Variable
Speed
Instant
Typical: Within minutes
Features
- First 3 transfers completely free
- Low £0.99 flat fee after free transfers
- Near mid-market exchange rates
- Instant M-Pesa delivery
- Apple Pay support
- Simple and clean mobile app
- Referral bonus program
Pros
- First 3 transfers free
- Very low flat fee (£0.99)
- Near mid-market exchange rates
- Instant M-Pesa delivery
- Clean, user-friendly app
- Apple Pay support
Cons
- UK only (no USA, Canada, or EU)
- Smaller brand with limited track record
- No cash pickup option
- No web platform
- Lower transfer limits (£5,000/day)
Send & Receive Methods
Send Methods
Debit cardBank transferApple Pay
Receive Methods
M-PesaBank account (KES)
Best For
- UK-based Kenyans sending home
- Those wanting near mid-market rates
- Small to medium regular transfers
- New users (3 free transfers)
- M-Pesa recipients
Transfer Limits
Minimum$5
Maximum$5,000
Regulation
Licensed by FCA (UK)
Available On
iOSAndroid
App ratings: iOS 4.7★ | Android 4.5★