Sendwave

Sendwave Mobile Transfer

100/5

Rating

Send Now →

Fees

Free

No transfer fees. Revenue from exchange rate margin.

Exchange Rate

+2.0%

Variable

Speed

Instant

Typical: Within minutes

Features

Zero transfer fees
Instant mobile money transfers
Simple mobile-first app
Direct to M-Pesa
No bank account needed (sender or receiver)
Referral bonus program
WhatsApp customer support

Pros

No transfer fees (truly free)
Instant M-Pesa delivery
Very simple app
Good for small amounts
No recipient bank account needed

Cons

Lower transfer limits ($999/day)
Exchange rate markup offsets free fees
Mobile-only (no web app)
No cash pickup option
No business accounts

Send & Receive Methods

Send Methods

Debit cardBank transfer

Receive Methods

M-PesaAirtel MoneyMTN Mobile Money

Send with Sendwave

✓ Quick signup
✓ Transparent fees
✓ Track your transfer

Start Sending →

Best For

Small, frequent transfers
Those who hate paying fees
Mobile-only users
Sending to mobile money only
Young diaspora

Transfer Limits

Minimum$1

Maximum$999

Regulation

Licensed by FinCEN (USA), FCA (UK)

Available On

iOSAndroid

App ratings: iOS 4.8★ | Android 4.6★