PayPal

PayPal Xoom Transfer

100/5

Rating

Send Now →

Fees

0%+

Fees vary by delivery method and payment source. Bank funding often free.

Exchange Rate

+3.0%

✓ Rate guaranteed

Speed

Minutes

Typical: Within hours

Features

Send from PayPal balance
M-Pesa direct delivery
Cash pickup option
Reload recipient's phone
Track transfers in app
PayPal buyer protection on eligible
Integrated with PayPal ecosystem

Pros

Use existing PayPal balance
Trusted global brand
Multiple delivery options
Good app experience
High transfer limits

Cons

Exchange rate not competitive
PayPal Kenya limitations
Can't receive to PayPal Kenya
Fees for card payments

Send & Receive Methods

Send Methods

PayPal balanceBank transferDebit cardCredit card

Receive Methods

M-PesaBank depositCash pickup

Send with PayPal

✓ Quick signup
✓ Transparent fees
✓ Track your transfer

Start Sending →

Best For

Those with PayPal balance
Freelancers receiving USD
E-commerce sellers
PayPal ecosystem users

Transfer Limits

Minimum$10

Maximum$50,000

Regulation

Licensed by Various (FinCEN, FCA, etc.)

Available On

iOSAndroidWeb

App ratings: iOS 4.8★ | Android 4.5★