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Best Mobile Money Loans in Samburu 2026

Compare 7+ mobile money loans from 2+ banks in Samburu County. 38% of adults have access to financial services.

7+
Products Available
2+
Bank Branches
310,327
Population
3+
branches

Samburu County Financial Overview

Samburu County is known for its pastoralist culture and wildlife conservancies. The county attracts high-end tourism and has significant conservation economy.

Main Industries

LivestockTourismTradeNGOsServices

Popular Financial Products

Mobile Money LoansPersonal LoansBusiness LoansSavings Accounts
GDP Contribution: 0.3% of Kenya's GDP
Region: Rift Valley

Banks Offering Mobile Money Loans in Samburu

KCB

2 branches

Maralal, Wamba

View KCB Products →

Equity Bank

1 branches

Maralal

View Equity Bank Products →

Compare Mobile Money Loans Available in Samburu

Fuliza Biashara Overdraft

Safaricom M-Pesa

Interest Rate:

1.5% - 1.5%p.a.

Loan Amount:

KES 100 - KES 100,000

  • ✓Instant overdraft facility for businesses
  • ✓Complete transactions even with insufficient balance
View Details & Apply

Fuliza M-Pesa

Featured

Safaricom M-Pesa

Interest Rate:

1.083% p.a.

Loan Amount:

KES 1 - KES 100,000

  • ✓Overdraft facility - complete transactions even with zero balance
  • ✓Automatic activation for eligible M-Pesa users
View Details & Apply

KCB M-Pesa Loan

Featured

Kenya Commercial Bank

Interest Rate:

8.88% p.a.

Loan Amount:

KES 50 - KES 1,000,000

  • ✓Instant approval and disbursement
  • ✓Loans from KES 50 to KES 1 million
View Details & Apply

M-Shwari Loan

Featured

Safaricom M-Pesa

Interest Rate:

7.5% p.a.

Loan Amount:

KES 100 - KES 1,000,000

  • ✓Instant approval - get loan in seconds
  • ✓No paperwork required
View Details & Apply

M-Shwari Loan

Featured

Safaricom M-Pesa (powered by NCBA)

Interest Rate:

7.5% - 7.5%p.a.

Loan Amount:

KES 100 - KES 1,000,000

  • ✓Instant loan approval and disbursement
  • ✓Apply via M-Pesa menu (*234#)
View Details & Apply

Taasi Pochi Business Loan

Featured

Safaricom M-Pesa

Interest Rate:

0.5% - 1%p.a.

Loan Amount:

KES 1,000 - KES 150,000

  • ✓Low interest rate (0.5-1% monthly)
  • ✓Based on Pochi transaction volumes
View Details & Apply

Taasi Till Business Loan

Featured

Safaricom M-Pesa

Interest Rate:

0.5% - 1%p.a.

Loan Amount:

KES 1,000 - KES 250,000

  • ✓Lowest mobile loan rate (0.5-1% monthly)
  • ✓Based on M-Pesa Till transaction volumes
View Details & Apply

Tips for Getting Mobile Money Loans in Samburu

  • 💡Mobile banking essential due to vast distances and nomadic lifestyle
  • 💡Conservancy workers have access to check-off loans
  • 💡Livestock traders can access market-day financing
  • 💡Tourism operators should explore seasonal business financing

How to Apply for Mobile Money Loans in Samburu

  1. Compare: Use PesaMarket to compare mobile money loans from 2+ banks
  2. Check eligibility: Review requirements for your preferred product - income, age, CRB status
  3. Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
  4. Apply: Visit a branch in Maralal or apply online through the bank's website/app
  5. Wait for approval: Most mobile money loans are processed within 24-72 hours

Frequently Asked Questions: Mobile Money Loans in Samburu

What are the best Mobile Money Loans in Samburu County?

The best mobile money loans in Samburu include products from KCB, Equity Bank. Interest rates start from around 7.9% p.a. depending on the product and your credit profile. Compare all 7+ options on PesaMarket to find the best fit for your needs.

How do I apply for mobile money loans in Samburu?

To apply for mobile money loans in Samburu: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Maralal or Baragoi or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.

Which banks have branches in Samburu County?

Major banks with branches in Samburu include: KCB (2 branches - Maralal, Wamba); Equity Bank (1 branches - Maralal). You can also access mobile banking and digital loans from anywhere in Samburu.

What is the minimum salary to qualify for mobile money loans in Samburu?

Minimum salary requirements for mobile money loans in Samburu vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.

Are there mobile money loans without CRB check in Samburu?

Some digital lenders in Samburu offer mobile money loans with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.

Mobile Money Loans in Samburu's Major Towns

Whether you're in Maralal, Baragoi, Wamba, or any other part of Samburu County, you can access mobile money loans from leading financial institutions. Maralal has the most bank branches, but mobile banking and digital loans are available across the entire Rift Valley region. Our platform helps you compare rates and find the best mobile money loans for your needs.

Ready to Apply?

Compare 7+ mobile money loans from top banks in Samburu. Find the best rates and apply online today.

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