Best Mobile Money Loans in Kisii 2026
Compare 7+ mobile money loans from 3+ banks in Kisii County. 72% of adults have access to financial services.
Kisii County Financial Overview
Kisii is a densely populated county known for bananas, tea, and soapstone carving. The entrepreneurial culture and strong SACCO movement make it one of the most financially active counties.
Main Industries
Popular Financial Products
Banks Offering Mobile Money Loans in Kisii
Compare Mobile Money Loans Available in Kisii
Fuliza Biashara Overdraft
Safaricom M-Pesa
1.5% - 1.5%p.a.
KES 100 - KES 100,000
- âInstant overdraft facility for businesses
- âComplete transactions even with insufficient balance
Fuliza M-Pesa
FeaturedSafaricom M-Pesa
1.083% p.a.
KES 1 - KES 100,000
- âOverdraft facility - complete transactions even with zero balance
- âAutomatic activation for eligible M-Pesa users
KCB M-Pesa Loan
FeaturedKenya Commercial Bank
8.88% p.a.
KES 50 - KES 1,000,000
- âInstant approval and disbursement
- âLoans from KES 50 to KES 1 million
M-Shwari Loan
FeaturedSafaricom M-Pesa
7.5% p.a.
KES 100 - KES 1,000,000
- âInstant approval - get loan in seconds
- âNo paperwork required
M-Shwari Loan
FeaturedSafaricom M-Pesa (powered by NCBA)
7.5% - 7.5%p.a.
KES 100 - KES 1,000,000
- âInstant loan approval and disbursement
- âApply via M-Pesa menu (*234#)
Taasi Pochi Business Loan
FeaturedSafaricom M-Pesa
0.5% - 1%p.a.
KES 1,000 - KES 150,000
- âLow interest rate (0.5-1% monthly)
- âBased on Pochi transaction volumes
Taasi Till Business Loan
FeaturedSafaricom M-Pesa
0.5% - 1%p.a.
KES 1,000 - KES 250,000
- âLowest mobile loan rate (0.5-1% monthly)
- âBased on M-Pesa Till transaction volumes
Tips for Getting Mobile Money Loans in Kisii
- đĄSACCOs offer excellent rates - Gusii region has very active cooperatives
- đĄSmall traders can access chama-based group lending
- đĄBanana and tea farmers should explore cooperative financing
- đĄEducation loan products are popular for the many schools
How to Apply for Mobile Money Loans in Kisii
- Compare: Use PesaMarket to compare mobile money loans from 3+ banks
- Check eligibility: Review requirements for your preferred product - income, age, CRB status
- Gather documents: Prepare ID, KRA PIN, payslips or M-Pesa statements
- Apply: Visit a branch in Kisii or apply online through the bank's website/app
- Wait for approval: Most mobile money loans are processed within 24-72 hours
Frequently Asked Questions: Mobile Money Loans in Kisii
What are the best Mobile Money Loans in Kisii County?
The best mobile money loans in Kisii include products from KCB, Equity Bank, Co-operative Bank. Interest rates start from around 7.9% p.a. depending on the product and your credit profile. Compare all 7+ options on PesaMarket to find the best fit for your needs.
How do I apply for mobile money loans in Kisii?
To apply for mobile money loans in Kisii: 1) Compare products on PesaMarket to find the best rates. 2) Check eligibility requirements for your preferred option. 3) Visit a bank branch in Kisii or Keroka or apply online. 4) Submit required documents including ID, KRA PIN, and proof of income. Most applications are processed within 24-48 hours.
Which banks have branches in Kisii County?
Major banks with branches in Kisii include: KCB (5 branches - Kisii, Keroka, Ogembo); Equity Bank (5 branches - Kisii, Keroka, Suneka); Co-operative Bank (4 branches - Kisii, Ogembo). You can also access mobile banking and digital loans from anywhere in Kisii.
What is the minimum salary to qualify for mobile money loans in Kisii?
Minimum salary requirements for mobile money loans in Kisii vary by provider. Most banks require a minimum monthly income of KES 15,000-30,000 for personal loans. Digital lenders like Branch, Tala, and M-Shwari have lower requirements. Self-employed individuals can qualify with 6+ months of M-Pesa statements or business records.
Are there mobile money loans without CRB check in Kisii?
Some digital lenders in Kisii offer mobile money loans with flexible CRB requirements. M-Shwari, Fuliza, and some app-based lenders may approve loans for first-time borrowers or those rebuilding credit. However, most banks will check your CRB status. You can check your CRB report for free once a year at any CRB bureau.
Mobile Money Loans in Nearby Nyanza Counties
Other Financial Products in Kisii
Mobile Money Loans in Kisii's Major Towns
Whether you're in Kisii, Keroka, Ogembo, Suneka, or any other part of Kisii County, you can access mobile money loans from leading financial institutions. Kisii has the most bank branches, but mobile banking and digital loans are available across the entire Nyanza region. Our platform helps you compare rates and find the best mobile money loans for your needs.
Ready to Apply?
Compare 7+ mobile money loans from top banks in Kisii. Find the best rates and apply online today.