Compare local lenders, microfinance, and mobile loans available to Nairobi residents.
Nairobi County, located in the nairobi region, has a population of 4.40 million people with an average income of KES 85,000 per month. As one of Kenya's high-income counties, Nairobi residents have excellent access to formal banking services.
Nairobi has extensive banking infrastructure with branches from all major banks (KCB, Equity, Co-op, NCBA). Most residents use a combination of bank accounts and mobile money.
M-Shwari, Fuliza, KCB M-Pesa - Available throughout Nairobi County
KCB, Equity, Co-operative, NCBA - Multiple branches in all sub-counties
Branch, Tala, OKash - Available throughout Nairobi via smartphone
In Nairobi, you have access to all lender types. Banks offer the best rates for larger amounts.
If you don't have formal payslips, use M-Pesa statements showing regular income. Many Nairobi lenders accept this for self-employed borrowers.
Nairobi has many bank branches. Visiting in person can help you negotiate better terms.
Start with small mobile money loans (M-Shwari, Fuliza) and repay on time. This builds your CRB credit score for larger KES 10,000 loans later.
Find the best KES 10,000 loan available in Nairobi County.
View All Loans