Sure Cred Capital

Compare all 2 products from Sure Cred Capital in Kenya. Borrow up to Ksh 100,000.

Ksh 100,000

Max Amount

Within 10 minutes for approved applications

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Sure Cred Capital Mobile Loan	N/A	Ksh 3,000 - Ksh 100,000	Within 10 minutes for approved applications	Apply
Sure Cred Capital Mobile Loan	N/A	Ksh 3,000 - Ksh 100,000	Within 10 minutes for approved applications	Apply

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Sure Cred Capital Pros & Cons

+Pros

✓Accessible even with a basic smartphone
✓Offers financial literacy resources for first-time borrowers
✓Customer WhatsApp channel for quick escalations

-Cons

✗Mainly Nairobi-focused; limited regional reach
✗Limited loan-size ceiling compared to bank products
✗Late payment reported to all three CRBs (Metropol, TransUnion, CreditInfo)

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Sure Cred Capital is a CBK-licensed Digital Credit Provider, licensed in 2024. Pricing and disclosure obligations follow CBK's 2022 DCP rules. Sure Cred Capital leans into small-business and working-capital lending, targeting traders and SMEs rather than salaried employees.

Frequently Asked Questions

What loan amounts are available from Sure Cred Capital?

Sure Cred Capital offers loan amounts from Ksh 3,000 up to Ksh 100,000 depending on the product and your eligibility.

How fast does Sure Cred Capital disburse loans?

The fastest disbursement time from Sure Cred Capital is Within 10 minutes for approved applications. Actual processing time varies by product type and application completeness.

Does Sure Cred Capital require CRB clearance?

Sure Cred Capital does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.