Okash Kenya

Compare all 4 products from Okash Kenya in Kenya. Rates from 5%. Borrow up to Ksh 50,000.

Lowest Rate

Ksh 50,000

Max Amount

Instant

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
OKash Instant Loan	8% - 20%	Ksh 1,500 - Ksh 50,000	2-5 minutes	Apply
Okash Personal Loan	5% - 10%	Ksh 500 - Ksh 50,000	Instant	Apply
OKash Instant Loan	8% - 20%	Ksh 1,500 - Ksh 50,000	2-5 minutes	Apply
Okash Personal Loan	5% - 10%	Ksh 500 - Ksh 50,000	Instant	Apply

View all Fast Loans →

Okash Kenya Pros & Cons

+Pros

✓No paperwork required
✓Available 24/7
✓10M+ downloads - most popular loan app in Kenya
✓Higher loan amounts up to KES 50,000
✓Longer repayment periods (91-365 days)
✓Very fast approval (2 minutes)

-Cons

✗Android only (no iOS app)
✗High interest rates (8-20%)
✗1% daily late payment penalty
✗Requires smartphone with good internet
✗Higher minimum loan amount (KES 1,500)
✗Must download app (not USSD-based)

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

EmployedSelf-employedBusiness ownerCasual workerAny - employed, self-employed, student

Required Documents (across all products)

●National ID
●Android smartphone
●Active phone number
●M-Pesa account or bank account
●Valid Kenyan ID
●Active smartphone
●Okash app installed
●M-Pesa account

Frequently Asked Questions

What interest rates does Okash Kenya offer?

Okash Kenya offers interest rates ranging from 5% to 20% across their 4 products. The exact rate depends on the product type, loan amount, and your credit profile.

What loan amounts are available from Okash Kenya?

Okash Kenya offers loan amounts from Ksh 500 up to Ksh 50,000 depending on the product and your eligibility.

How fast does Okash Kenya disburse loans?

The fastest disbursement time from Okash Kenya is Instant. Actual processing time varies by product type and application completeness.

Does Okash Kenya require CRB clearance?

Okash Kenya does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.