Steadfast Credit

Compare all 2 products from Steadfast Credit in Kenya. Borrow up to Ksh 100,000.

Ksh 100,000

Max Amount

Within 10 minutes for approved applications

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Steadfast Credit Quick Loan	N/A	Ksh 1,000 - Ksh 100,000	Within 10 minutes for approved applications	Apply
Steadfast Credit Quick Loan	N/A	Ksh 1,000 - Ksh 100,000	Within 10 minutes for approved applications	Apply

View all Fast Loans→

Steadfast Credit Pros & Cons

+Pros

✓Accessible even with a basic smartphone
✓No hidden charges beyond the advertised rate
✓Local Kenyan customer-service team
✓Transparent total cost of credit displayed upfront

-Cons

✗Short operational track record — licensed recently
✗Small operations team may mean slower response to escalations
✗Loan limits start low and grow only with repayment

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Steadfast Credit is a CBK-licensed Digital Credit Provider, licensed in 2025 under Kenya's 2022 DCP Regulations. Loans run from KES 1,000 to KES 100,000 with repayment terms of 7-120 days. Disbursement is via M-Pesa or Bank transfer - within 10 minutes for approved applications. Rates are not published upfront: pricing tiers by CRB band, loan size, and repayment history, and the full total cost of credit is disclosed before acceptance per CBK's Digital Credit Provider rules. Fees: processing fee varies by loan size and tier; no early-repayment penalty.

Frequently Asked Questions

What loan amounts are available from Steadfast Credit?

Steadfast Credit offers loan amounts from Ksh 1,000 up to Ksh 100,000 depending on the product and your eligibility.

How fast does Steadfast Credit disburse loans?

The fastest disbursement time from Steadfast Credit is Within 10 minutes for approved applications. Actual processing time varies by product type and application completeness.

Does Steadfast Credit require CRB clearance?

Steadfast Credit does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.