Home/Lenders/Sidian Bank

7 Products🏢 Business Loans💳 Credit Cards💼 Current Accounts🏦 Fixed Deposits🏠 Mortgages💰 Personal Loans🏦 Savings Accounts

Sidian Bank

Compare all 7 products from Sidian Bank in Kenya. Rates from 0%. Borrow up to Ksh 30,000,000.

Lowest Rate

Ksh 30,000,000

Max Amount

24-48 hours

Fastest Disbursement

Total Products

Personal Loans

Product	Rate	Amount	Turnaround
Sidian Personal Loan	N/A	Ksh 50,000 - Ksh 3,000,000 (not confirmed by the provider)	24-48 hours	Apply

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💳

Credit Cards

Product	Rate	Amount	Turnaround
Sidian Classic Mastercard Credit Card	N/A	N/A	7-10 working days	Apply

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🏢

Business Loans

Product	Rate	Amount	Turnaround
Sidian SME Business Loan	N/A	Ksh 100,000 - Ksh 20,000,000 (not confirmed by the provider)	48-72 hours	Apply

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🏠

Mortgages

Product	Rate	Amount	Turnaround
Sidian Bank Home Loan	N/A	Ksh 1,000,000 - Ksh 30,000,000 (not confirmed by the provider)	14-28 business days	Apply

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Savings Accounts

Product	Rate	Amount	Turnaround
Sidian Bank Savings Account	N/A	N/A	N/A	Apply

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Current Accounts

Product	Rate	Amount	Turnaround
Sidian Bank Current Account	0% p.a.	N/A	N/A	Apply

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Fixed Deposits

Product	Rate	Amount	Turnaround
Sidian Bank Fixed Deposit Account	N/A	N/A	N/A	Apply

View all Fixed Deposits →

Sidian Bank Pros & Cons

+Pros

✓Accepts M-Pesa statements for informal earners
✓Dedicated MSE and women-in-business programs
✓Includes financial literacy training
✓Accepts M-Pesa statements (rare for cards)
✓Free business training vouchers
✓MSE-friendly approval criteria

-Cons

✗Limited branch network
✗No purchase protection insurance
✗Rewards program still launching
✗Mastercard less accepted in some Kenyan merchants vs Visa
✗Charges apply for excess transactions
✗Digital channels less developed

Eligibility Requirements

CRB Check Required

Yes (some products)

Employment Types Accepted

EmployedSelf-employedMSE ownerSalariedMicro enterpriseSmall businessTraderBoda boda operatorBusiness owners

Required Documents (across all products)

●National ID
●KRA PIN
●3 months payslips or M-Pesa statements
●Business registration (if self-employed)
●6 months bank statements
●Copy of ID
●KRA PIN Certificate
●Business registration or single business permit
●6 months bank or M-Pesa statements
●Business premises verification

Frequently Asked Questions

What interest rates does Sidian Bank offer?

Sidian Bank offers interest rates from 0% across their product range.

What loan amounts are available from Sidian Bank?

Sidian Bank offers loan amounts from Ksh 50,000 up to Ksh 30,000,000 depending on the product and your eligibility.

How fast does Sidian Bank disburse loans?

The fastest disbursement time from Sidian Bank is 24-48 hours. Actual processing time varies by product type and application completeness.

Does Sidian Bank require CRB clearance?

Yes, Sidian Bank requires CRB clearance for some or all of their products. A clean credit history improves your chances of approval and may qualify you for better rates.

How many products does Sidian Bank offer on PesaMarket?

Sidian Bank currently has 7 products listed on PesaMarket across 7 categories: Business Loans, Credit Cards, Current Accounts, Fixed Deposits, Mortgages, Personal Loans, Savings Accounts.