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7 Products๐Ÿข Business Loans๐Ÿ’ณ Credit Cards๐Ÿ’ผ Current Accounts๐Ÿฆ Fixed Deposits๐Ÿ  Mortgages๐Ÿ’ฐ Personal Loans๐Ÿฆ Savings Accounts

HF Group

Compare all 7 products from HF Group in Kenya. Rates from 0%. Borrow up to Kshย 80,000,000.

0%
Lowest Rate
Kshย 80,000,000
Max Amount
3-5 working days
Fastest Disbursement
7
Total Products
7
Categories
0%
Lowest Rate
3-5 working days
Fastest Disbursement
๐Ÿ’ฐ

Personal Loans

1
ProductRate
HF Whesa Personal Loan
14% - 17%Apply
๐Ÿ’ณ

Credit Cards

1
ProductRate
HF Group Gold Visa Credit Card
3.25%Apply
๐Ÿข

Business Loans

1
ProductRate
HF Business and Property Loan
13.5% - 15%Apply
๐Ÿ 

Mortgages

1
ProductRate
HF Group Home Loan
12% - 14%Apply
๐Ÿฆ

Savings Accounts

1
ProductRate
HF Group Savings Account
3.8%Apply
๐Ÿ’ผ

Current Accounts

1
ProductRate
HF Group Current Account
0%Apply
๐Ÿฆ

Fixed Deposits

1
ProductRate
Housing Finance Fixed Deposit Account
7% - 9.5%Apply

HF Group Pros & Cons

+Pros

  • โœ“Deep expertise in property-backed lending
  • โœ“Competitive rates for secured loans
  • โœ“Bundled mortgage and personal loan options
  • โœ“HF Connect offers strong digital experience
  • โœ“Property-backed credit limit option
  • โœ“Competitive 3.25% monthly rate

-Cons

  • โœ—Limited branch network
  • โœ—Smaller unsecured loan appetite
  • โœ—Higher minimum loan amount of KES 100K
  • โœ—Processing fee of 2.5% above market average
  • โœ—Limited branch network outside major cities
  • โœ—KES 3,500 annual fee above Classic cards

Eligibility Requirements

Minimum Income (Lowest)
Kshย 30,000
CRB Check Required
Yes (some products)
Employment Types Accepted
EmployedProfessionalSelf-employedSalariedProperty ownerBusiness ownerProperty developerCommercial real estateBusiness owners
Required Documents (across all products)
  • โ—National ID
  • โ—KRA PIN
  • โ—3 months payslips
  • โ—6 months bank statements
  • โ—Title deed (if securing property loan)
  • โ—Copy of ID/Passport
  • โ—KRA PIN Certificate
  • โ—12 months bank statements
  • โ—Title deed (if relevant)
  • โ—Business registration

Frequently Asked Questions

What interest rates does HF Group offer?

HF Group offers interest rates ranging from 0% to 17% across their 7 products. The exact rate depends on the product type, loan amount, and your credit profile.

What loan amounts are available from HF Group?

HF Group offers loan amounts from Kshย 100,000 up to Kshย 80,000,000 depending on the product and your eligibility.

How fast does HF Group disburse loans?

The fastest disbursement time from HF Group is 3-5 working days. Actual processing time varies by product type and application completeness.

Does HF Group require CRB clearance?

Yes, HF Group requires CRB clearance for some or all of their products. A clean credit history improves your chances of approval and may qualify you for better rates.

How many products does HF Group offer on PesaMarket?

HF Group currently has 7 products listed on PesaMarket across 7 categories: Business Loans, Credit Cards, Current Accounts, Fixed Deposits, Mortgages, Personal Loans, Savings Accounts.

Apply Now

Visit HF Group to explore their products and apply online.

Visit HF Group

Best For

  • โœ“Homeowners borrowing against equity
  • โœ“Existing HF mortgage customers
  • โœ“Property professionals and developers
  • โœ“Salaried workers with stable income
  • โœ“Homeowners and property investors
  • โœ“Construction and real estate professionals

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