Pi Capital

Compare all 2 products from Pi Capital in Kenya. Borrow up to Ksh 150,000.

Ksh 150,000

Max Amount

Instant for repeat borrowers, minutes for new ones

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Pi Capital Business Loan	N/A	Ksh 3,000 - Ksh 150,000	Instant for repeat borrowers, minutes for new ones	Apply
Pi Capital Business Loan	N/A	Ksh 3,000 - Ksh 150,000	Instant for repeat borrowers, minutes for new ones	Apply

View all Fast Loans→

Pi Capital Pros & Cons

+Pros

✓Transparent fee disclosure before loan acceptance
✓Focus on underbanked and informal-sector borrowers
✓Transparent total cost of credit displayed upfront
✓Fast in-app support via live chat

-Cons

✗Late payment reported to all three CRBs (Metropol, TransUnion, CreditInfo)
✗Interest rates can be steep for first-time borrowers
✗No walk-in office for in-person support

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Pi Capital is a CBK-licensed Digital Credit Provider, licensed in 2024. The lender serves Kenya's digital-credit market under the 2022 CBK DCP regime. Pi Capital leans into small-business and working-capital lending, targeting traders and SMEs rather than salaried employees.

Frequently Asked Questions

What loan amounts are available from Pi Capital?

Pi Capital offers loan amounts from Ksh 3,000 up to Ksh 150,000 depending on the product and your eligibility.

How fast does Pi Capital disburse loans?

The fastest disbursement time from Pi Capital is Instant for repeat borrowers, minutes for new ones. Actual processing time varies by product type and application completeness.

Does Pi Capital require CRB clearance?

Pi Capital does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.