National Bank of Kenya

Compare all 3 products from National Bank of Kenya in Kenya. Rates from 18%.

18%

Lowest Rate

5-7 working days

Fastest Disbursement

Total Products

Credit Cards

Product	Rate	Amount	Turnaround
NBK Visa Classic Credit Card	24%	N/A	7-10 working days	Apply
NBK Visa Gold Credit Card	20.5%	N/A	7-10 working days	Apply
NBK Visa Platinum Credit Card	18%	N/A	5-7 working days	Apply

View all Credit Cards →

National Bank of Kenya Pros & Cons

+Pros

✓Generous credit limit
✓Low annual fee
✓Low minimum income requirement
✓Quick approval process
✓No annual fee waiver conditions
✓Good for first-time credit users

-Cons

✗Limited rewards compared to gold tier
✗Lower credit limit
✗No travel insurance
✗Higher foreign transaction fee
✗Annual fee of KES 2,500
✗Minimum income requirement

Eligibility Requirements

Minimum Income (Lowest)

Ksh 25,000

CRB Check Required

Not required

Employment Types Accepted

SalariedSelf-employedSalaried executivesSelf-employed professionals

Required Documents (across all products)

●Copy of ID/Passport
●KRA PIN Certificate
●Last 3 months payslips
●Last 6 months bank statements
●Certificate of employment
●Certificate of employment or business registration

Frequently Asked Questions

What interest rates does National Bank of Kenya offer?

National Bank of Kenya offers interest rates ranging from 18% to 24% across their 3 products. The exact rate depends on the product type, loan amount, and your credit profile.

How fast does National Bank of Kenya disburse loans?

The fastest disbursement time from National Bank of Kenya is 5-7 working days. Actual processing time varies by product type and application completeness.

Does National Bank of Kenya require CRB clearance?

National Bank of Kenya does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.