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Home/Lenders/National Bank of Kenya
7 Products๐Ÿ’ณ Credit Cards๐Ÿ’ผ Current Accounts๐Ÿฆ Fixed Deposits๐Ÿ  Mortgages๐Ÿฆ Savings Accounts

National Bank of Kenya

Compare all 7 products from National Bank of Kenya in Kenya. Rates from 0%. Borrow up to Kshย 50,000,000.

0%
Lowest Rate
Kshย 50,000,000
Max Amount
5-7 working days
Fastest Disbursement
7
Total Products
5
Categories
0%
Lowest Rate
5-7 working days
Fastest Disbursement
๐Ÿ’ณ

Credit Cards

3
ProductRate
NBK Visa Classic Credit Card
24%Apply
NBK Visa Gold Credit Card
20.5%Apply
NBK Visa Platinum Credit Card
18%Apply
๐Ÿ 

Mortgages

1
ProductRate
NBK Home Loan
13% - 15%Apply
๐Ÿฆ

Savings Accounts

1
ProductRate
National Bank of Savings Account
4.8%Apply
๐Ÿ’ผ

Current Accounts

1
ProductRate
National Bank of Current Account
0%Apply
๐Ÿฆ

Fixed Deposits

1
ProductRate
NBK Fixed Deposit Account
6.75% - 9.25%Apply

National Bank of Kenya Pros & Cons

+Pros

  • โœ“Generous credit limit
  • โœ“Wide branch network (80+ branches)
  • โœ“Low annual fee
  • โœ“Low minimum income requirement
  • โœ“Quick approval process
  • โœ“No annual fee waiver conditions

-Cons

  • โœ—Limited rewards compared to gold tier
  • โœ—Lower credit limit
  • โœ—No travel insurance
  • โœ—Higher foreign transaction fee
  • โœ—Annual fee of KES 2,500
  • โœ—Minimum income requirement

Eligibility Requirements

Minimum Income (Lowest)
Kshย 25,000
CRB Check Required
Yes (some products)
Employment Types Accepted
SalariedSelf-employedSalaried executivesSelf-employed professionalsEmployed
Required Documents (across all products)
  • โ—Copy of ID/Passport
  • โ—KRA PIN Certificate
  • โ—Last 3 months payslips
  • โ—Last 6 months bank statements
  • โ—Certificate of employment
  • โ—Certificate of employment or business registration
  • โ—Last 6 months payslips
  • โ—Employment confirmation letter
  • โ—Audited accounts (if self-employed)
  • โ—Property valuation report

Frequently Asked Questions

What interest rates does National Bank of Kenya offer?

National Bank of Kenya offers interest rates ranging from 0% to 24% across their 7 products. The exact rate depends on the product type, loan amount, and your credit profile.

What loan amounts are available from National Bank of Kenya?

National Bank of Kenya offers loan amounts from Kshย 1,500,000 up to Kshย 50,000,000 depending on the product and your eligibility.

How fast does National Bank of Kenya disburse loans?

The fastest disbursement time from National Bank of Kenya is 5-7 working days. Actual processing time varies by product type and application completeness.

Does National Bank of Kenya require CRB clearance?

Yes, National Bank of Kenya requires CRB clearance for some or all of their products. A clean credit history improves your chances of approval and may qualify you for better rates.

How many products does National Bank of Kenya offer on PesaMarket?

National Bank of Kenya currently has 7 products listed on PesaMarket across 5 categories: Credit Cards, Current Accounts, Fixed Deposits, Mortgages, Savings Accounts.

Apply Now

Visit National Bank of Kenya to explore their products and apply online.

Visit National Bank of Kenya

Best For

  • โœ“First-time credit card users
  • โœ“Young professionals
  • โœ“Budget-conscious shoppers
  • โœ“Building credit history
  • โœ“Frequent travelers
  • โœ“Travel enthusiasts

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