Malicash Investment

Compare all 2 products from Malicash Investment in Kenya. Borrow up to Ksh 75,000.

Ksh 75,000

Max Amount

Instant for repeat borrowers, minutes for new ones

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Malicash Investment Credit Line	N/A	Ksh 1,000 - Ksh 75,000	Instant for repeat borrowers, minutes for new ones	Apply
Malicash Investment Credit Line	N/A	Ksh 1,000 - Ksh 75,000	Instant for repeat borrowers, minutes for new ones	Apply

View all Fast Loans→

Malicash Investment Pros & Cons

+Pros

✓Physical office available for walk-in support (Eastern Kenya)
✓Customer WhatsApp channel for quick escalations
✓Fast in-app support via live chat
✓Local Kenyan customer-service team
✓Transparent fee disclosure before loan acceptance
✓No hidden charges beyond the advertised rate

-Cons

✗Short maximum tenure may squeeze repayment
✗Mobile-first service assumes smartphone access

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Malicash Investment is a CBK-licensed Digital Credit Provider, headquartered in the Eastern Kenya belt around Machakos and Kitui, licensed in 2025. The lender serves Kenya's digital-credit market under the 2022 CBK DCP regime. With operations in the Eastern Kenya belt around Machakos and Kitui, this provider is a rare example of a CBK-licensed lender with genuine regional presence outside Nairobi.

Frequently Asked Questions

What loan amounts are available from Malicash Investment?

Malicash Investment offers loan amounts from Ksh 1,000 up to Ksh 75,000 depending on the product and your eligibility.

How fast does Malicash Investment disburse loans?

The fastest disbursement time from Malicash Investment is Instant for repeat borrowers, minutes for new ones. Actual processing time varies by product type and application completeness.

Does Malicash Investment require CRB clearance?

Malicash Investment does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.