LendPlus

Compare all 2 products from LendPlus in Kenya. Borrow up to Ksh 75,000.

Ksh 75,000

Max Amount

Instant for repeat borrowers, minutes for new ones

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
LendPlus Mobile Loan	N/A	Ksh 1,000 - Ksh 75,000	Instant for repeat borrowers, minutes for new ones	Apply
LendPlus Mobile Loan	N/A	Ksh 1,000 - Ksh 75,000	Instant for repeat borrowers, minutes for new ones	Apply

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LendPlus Pros & Cons

+Pros

✓Reports positive repayment to CRBs to build credit
✓Available across Kenya, not just Nairobi
✓Well-designed mobile app experience
✓24/7 application window via mobile or USSD

-Cons

✗Short operational track record — licensed recently
✗Daily late-fee compounding can accumulate fast
✗Interest rates can be steep for first-time borrowers

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

LendPlus is a CBK-licensed Digital Credit Provider operated by Aventus Technology, licensed in 2025. Pricing and disclosure obligations follow CBK's 2022 DCP rules. LendPlus positions itself as a technology-first lender with an app-based onboarding flow suited to smartphone users.

Frequently Asked Questions

What loan amounts are available from LendPlus?

LendPlus offers loan amounts from Ksh 1,000 up to Ksh 75,000 depending on the product and your eligibility.

How fast does LendPlus disburse loans?

The fastest disbursement time from LendPlus is Instant for repeat borrowers, minutes for new ones. Actual processing time varies by product type and application completeness.

Does LendPlus require CRB clearance?

LendPlus does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.