Hanis Capital

Compare all 2 products from Hanis Capital in Kenya. Borrow up to Ksh 75,000.

Ksh 75,000

Max Amount

Same day for most applications

Fastest Disbursement

Total Products

Fast Loans

Product	Rate	Amount	Turnaround
Hanis Capital Mobile Loan	N/A	Ksh 1,000 - Ksh 75,000	Same day for most applications	Apply
Hanis Capital Mobile Loan	N/A	Ksh 1,000 - Ksh 75,000	Same day for most applications	Apply

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Hanis Capital Pros & Cons

+Pros

✓Offers financial literacy resources for first-time borrowers
✓Quick turnaround — funds on M-Pesa within minutes
✓Accessible even with a basic smartphone

-Cons

✗Daily late-fee compounding can accumulate fast
✗Late payment reported to all three CRBs (Metropol, TransUnion, CreditInfo)
✗Mainly Nairobi-focused; limited regional reach

Eligibility Requirements

Minimum Income (Lowest)

Ksh 0

CRB Check Required

Not required

Employment Types Accepted

Any

Required Documents (across all products)

●National ID
●Smartphone with internet
●M-Pesa account

Expert Analysis

Hanis Capital is a CBK-licensed Digital Credit Provider, licensed in 2025. The lender serves Kenya's digital-credit market under the 2022 CBK DCP regime. Hanis Capital leans into small-business and working-capital lending, targeting traders and SMEs rather than salaried employees.

Frequently Asked Questions

What loan amounts are available from Hanis Capital?

Hanis Capital offers loan amounts from Ksh 1,000 up to Ksh 75,000 depending on the product and your eligibility.

How fast does Hanis Capital disburse loans?

The fastest disbursement time from Hanis Capital is Same day for most applications. Actual processing time varies by product type and application completeness.

Does Hanis Capital require CRB clearance?

Hanis Capital does not strictly require CRB clearance for all products. Some products may be available without a CRB check, though having a clean credit record is always beneficial.